Latest Working Methods to Pay Credit Card Bill from Debit Cards

[SSV]

Will axis liberty virtual debit card also eligible for quarterly reward?

Use via UPI method.. never use DC for quarterly voucher

 

[imuntitled]

Use via UPI method.. never use DC for quarterly voucher

learnt the hard way 🙂‍↕️

 

[SSV]

i m still relying on HDFC bill pay using Platinum DC....

This is safe and stable method as of now if your total cc payments are < 75k pm

 

[SSV]

learnt the hard way 🙂‍↕️

Me too , during this quarter….
closed my liberty dc instantly last night.. one less headache now

 

[justarandomguy]

i m still relying on HDFC bill pay using Platinum DC....

Can someone plz send me the link where is HDFC bill pay!??? I can’t find it

 

[Mpautobe]

Can someone plz send me the link where is HDFC bill pay!??? I can’t find

in HDFC mobile banking app or netbanking web....

 

[sm9811911]

Use via UPI method.. never use DC for quarterly voucher

Updated in 1st post. Although they may realise this loophole (if you can call it that) along with missing 6540 mcc in exclusions. But hopefully no funny business by axis in this qtr.

 

[imuntitled]

Updated in 1st post. Although they may realise this loophole (if you can call it that) along with missing 6540 mcc in exclusions. But hopefully no funny business by axis in this qtr.

i plan on raising a complaint on X for not crediting me voucher for wallet load 😤

 

[SSV]

Updated in 1st post. Although they may realise this loophole (if you can call it that) along with missing 6540 mcc in exclusions. But hopefully no funny business by axis in this qtr.

I think for
weekend CB - need to use DC..(UPI doesn’t cut)
Qtr voucher - UPI is better option

 

[doomlord]

How to pay SBI cc bill and get 2.5% or 1 % on hdfc millennia or hdfc platinum

 

[sm9811911]

How to pay SBI cc bill and get 2.5% or 1 % on hdfc millennia or hdfc platinum

Unipay . .

 

[doomlord]

Unipay . .

No other way? As the amount is quite high 🥲

 

[sm9811911]

No other way? As the amount is quite high 🥲

Trust in sbi.. Do in 20k batches.

 

[jack333]

Most of you know the debit cards which are useful, but it’s difficult to keep track of which platforms to use, how to use because of devaluations/ limits.
I had written down current working methods for my personal use but thought of sharing with the community. Will appreciate any feedback. So here goes:

1) RBL signature plus dc: sbi unipay
1b) RBL Enterprise dc: sbi unipay
2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay
3)HDFC Millennia debit card: can be used to load Amazon wallets for 1%. Can use hdfc bill pay for 2.5%
4) indus visa signature, visa platinum and mastercard world : Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay and Cheq(not working for some mcc) for mastercard variant.
5) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi.
6) IDFC Debit cards: Pay cc bill using sbi unipay.
7) Axis Liberty dc : pay cc through sbi unipay for qtly voucher. Can use upi as well anywhere; no exclusions using upi. Bonus tip: Use axis gyftr portal / amazon to buy amazon gv from Liberty dc for weekend cashback.

Posting in public as more feedback is required on what’s working and what’s not for everyone’s benefit.

SBI Unipay is working for most, some are reporting failures. Try with small amount first.

Unipay bhi ab chan dino ka mehman hai. They are definitely going to change the mcc

 

[doomlord]

Trust in sbi.. Do in 20k batches.

Due in 3 days that's y don't want to take chance.

 

[ccdc]

how much time does sbi unipay take to settle hdfc cc bills?...anyone had failures in bill payments?

 

[sm9811911]

Due in 3 days that's y don't want to take chance.

Sbi cc settles instantly. But your wish, if not comfortable, don’t do it.

 

[VasukiVasuki is verified member.]

How to pay SBI cc bill and get 2.5% or 1 % on hdfc millennia or hdfc platinum

Sbi cc bill can be paid
Form
Hdfc bill desk
Add your card.
Pay 1-100 after adding
After 24 -48 hr try
18k for millennia at 2.5%
75k for platinum at 1%


Don't use hdfc dc at unipay portal of sbi

 

[VasukiVasuki is verified member.]

Sbi cc settles instantly. But your wish, if not comfortable, don’t do it.

Don't advise hdfc dc on unipay


It had most failure in past ..
For other dc like idfc ,indus it's even

 

[sm9811911]

how much time does sbi unipay take to settle hdfc cc bills?...anyone had failures in bill payments?

2-3 working

Don't advise hdfc dc on unipay


It had most failure in past ..
For other dc like idfc ,indus it's even

Personal experience, have been doing it for many months ie paying sbi cc in unipay by hdfc plat dc..
Infact my hdfc bill pay does not work for sbi cc. Have heard similar feedback from others. But may work for others.