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ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

Prime Carlsen

TF Premier
VIP Lounge
I have been shown 3 cards as pre approved also as LTF. Please recommend me to choose one.

1. Sapphiro VISA

2. Sapphiro Dual (Master+AMEX)

3. MakeMyTrip

2nd is good only if you want amex card for few amex network offers.

Main advantages of sapphiro imo is lounge access and bookmyshow, which are better in sapphiro visa.

Lounge access is 4 on visa and split to 2 each in case of master + amex. And amex lounge list is very small as compared to other two, which could mean missing out on 2 lounge access. You need to check the list to see if amex makes sense.

For bookmyshow sapphiro gives 2 free BOGO. Visa and mastercard gives discount at the time of booking whereas amex gives it as cashback within 60 days. Direct discount is better imo. And I think for visa you can avail both the free BOGO tickets in single booking. So if you book 4 tickets you will get 2 of them free (2+2). For dual variant you get 1+1 on each, so you need to book seperately with each.

Depending on your use case, go for 2nd for amex network offers, and 1st based on the above points.
 
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Lorddiesel

TF Buzz
Okay, so most of you would be knowing that ICICI gives all gemstone cards with shared limits and single account in cibil. I was already having coral and HPCL super saver with 6.2L limit under single card account but I recently received this LTF upgrade offer. IMG_20240424_210511.jpg
After availing this offer, I noticed that the limits in all my cards were same but the outstanding amount was different. IMG-20240501-WA0004.jpg IMG-20240501-WA0003.jpg IMG-20240501-WA0001.jpg IMG-20240501-WA0002.jpg

I called up CC and they informed me that a different card account has been created and most probably It'll also create a different entry in Cibil...... I don't want this..... Can I ask them to merge all my gemstone cards into one single account?
Each card will be shown separately in CIBIL
 

Krishna Kumar

TF Premier
VIP Lounge
With me , I have
1) SB Wealth acount - 1.5 years old
2) TRV - 20L
3) Amazon Pay , Coral - VISA, Rupay and AMEX all with 7.7 L CL and about 5.8 years old CC..

Still getting PVC emeralde paid both in iOS and Net banking.. tried to check with andirod, regisrtation failed for too many attempts .. have to wait for 24 hours to get it unblocked..
Same same bro. Tried reinstalling the app now and registration failed while sim verification itself. Need to wait for 24 hours.
 
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Reactions: SSV

Prime Carlsen

TF Premier
VIP Lounge
I am getting only paid upgrade to emeralde pvc, mmt signature and hpcl card.

Already have rubyx (1 year) and sapphiro (6 months), both ltf with 5.4L.

Emeralde pvc has been there for 6 months now, I am thinking of taking it for negotiating metal pvt or ltf before the card anniversary. But is there at least any welcome benefits to make it first year free effectively? I don't see point of spending entire ~14k just for a chance. If there are any ways to make most of the cost then I can try it. Can any one suggest anything about it?
 

SSV

TF Pioneer
Contributor
VIP Lounge
I am getting only paid upgrade to emeralde pvc, mmt signature and hpcl card.

Already have rubyx (1 year) and sapphiro (6 months), both ltf with 5.4L.

Emeralde pvc has been there for 6 months now, I am thinking of taking it for negotiating metal pvt or ltf before the card anniversary. But is there at least any welcome benefits to make it first year free effectively? I don't see point of spending entire ~14k just for a chance. If there are any ways to make most of the cost then I can try it. Can any one suggest anything about it?
try to get Amex variant .. at least you get 5k birth day month tata cliq voucher
 
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