I wonder will this be same if I apply for normal hdfc card in future.... I got tata neu card as my 1st hdfc card... I am planning to get a Millenia also based on neu card.. Either upgrade or as 2nd card.... Dont know after how much time we can go for it... Or will hdfc do the vice versa... It gave neu cards to existing card holders... Will it give normal hdfc cards to tata neu card holders also.... In future....???