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AllSeeker said:
Would love to hear it, share a post filled with all the details.
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See the image and read it carefully. You will understand what happened to me. I was very happy that Hdfc credit card escalation department approved my card upgrade to Millennia. Later they cheated me. I don't know why... If they don't want to upgrade, why they send this email? If they denied on my first mail, I won't care. But after all process completed, they denied card upgrade. 😨😭😭
 

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anil_raj said:
See the image and read it carefully. You will understand what happened to me. I was very happy that Hdfc credit card escalation department approved my card upgrade to Millennia. Later they cheated me. I don't know why... If they don't want to upgrade, why they send this email? If they denied on my first mail, I won't care. But after all process completed, they denied card upgrade. 😨😭😭
Click to expand...
One thing I've learnt in long time , never take anything personally.

I understand you are closing these things in a fit of rage.

Beleive me , every other bank is the same. I think you have not yet dealt with axis Bank !! 😎
 
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Rahul92 said:
One thing I've learnt in long time , never take anything personally.

I understand you are closing these things in a fit of rage.

Beleive me , every other bank is the same. I think you have not yet dealt with axis Bank !! 😎
Click to expand...
Yes, you are right. I have Axis Freecharge credit card and this card gives good cashback than MoneyBack card. I really want to take rest from this world of credit cards. So I took this decision. I contacted axis customer care for welcome benefits through web chat service. They helped me to get welcome benefits. I have heard that Axis Bank is very cheap and waste bank. So I will try to keep myself away from their useless customer service.
 
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anil_raj said:
See the image and read it carefully. You will understand what happened to me. I was very happy that Hdfc credit card escalation department approved my card upgrade to Millennia. Later they cheated me. I don't know why... If they don't want to upgrade, why they send this email? If they denied on my first mail, I won't care. But after all process completed, they denied card upgrade. 😨😭😭
Click to expand...
I think part of the problem was ambiguity in language in the email, I think they meant only that they can accept application for the said upgrade process from you but then the application was rejected by their concerned team.

There could be lot of reasons for that, so if possible, ask for clarification on that.

I wouldn't have recommended closing pure HDFC cc, even if it was moneyback, but since you have already did it, I guess what's done is done.

I can also understand frustrations one can have with these people. I can empathies.
 
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AllSeeker said:
I think part of the problem was ambiguity in language in the email, I think they meant only that they can accept application for the said upgrade process from you but then the application was rejected by their concerned team.

There could be lot of reasons for that, so if possible, ask for clarification on that.

I wouldn't have recommended closing pure HDFC cc, even if it was moneyback, but since you have already did it, I guess what's done is done.

I can also understand frustrations one can have with these people. I can empathies.
Click to expand...
Once I was using 3 ICICI cards including Amazon pay icici. I closed all one by one 😝🤣😝 But I never regret about it. But I never thought in my life that I will close hdfc card. Now I will use Debit Card 🤣🤣
 
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I hold DCB, tried a lot to get infinity, but couldn't. So I applied for Magnus and got it. Now planning to close DCB but I want to keep at least 1 HDFC card for sale and as a backup card. Is Neu(Rupay) card a good option considering I will get hdfc discount on amazon/flipkart and linking to UPI in future?
I hold ICICI Amazon pay card as well, planning to close that.

Any other HDFC rupay credit card recommendation?
 
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arpitium said:
I hold DCB, tried a lot to get infinity, but couldn't. So I applied for Magnus and got it. Now planning to close DCB but I want to keep at least 1 HDFC card for sale and as a backup card. Is Neu(Rupay) card a good option considering I will get hdfc discount on amazon/flipkart and linking to UPI in future?
I hold ICICI Amazon pay card as well, planning to close that.

Any other HDFC rupay credit card recommendation?
Click to expand...
Currently this is the best rupay card in hdfc.... Why to close dcb...?? Is it ltf... If not try to get a millenia ltf by downgrading ur card... It will be one card for all.... Ultimately that upi credit card will come to visa and mastercard as well


I would recommend not to close a card if its ltf
 
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Batmanbaba said:
Currently this is the best rupay card in hdfc.... Why to close dcb...?? Is it ltf... If not try to get a millenia ltf by downgrading ur card... It will be one card for all.... Ultimately that upi credit card will come to visa and mastercard as well


I would recommend not to close a card if its ltf
Click to expand...
DCB is not LTF
 
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Batmanbaba said:
Currently this is the best rupay card in hdfc.... Why to close dcb...?? Is it ltf... If not try to get a millenia ltf by downgrading ur card... It will be one card for all.... Ultimately that upi credit card will come to visa and mastercard as well


I would recommend not to close a card if its ltf
Click to expand...
What is the process to downgrade DCB for a Millenia LTF?
 
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arpitium said:
I hold DCB, tried a lot to get infinity, but couldn't. So I applied for Magnus and got it. Now planning to close DCB but I want to keep at least 1 HDFC card for sale and as a backup card. Is Neu(Rupay) card a good option considering I will get hdfc discount on amazon/flipkart and linking to UPI in future?
I hold ICICI Amazon pay card as well, planning to close that.

Any other HDFC rupay credit card recommendation?
Click to expand...
Try, HDFC Regalia RuPay or HDFC Moneyback+ RuPay.
 
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