Applied for the pre-approved ICICI Coral RuPay LTF card via Netbanking yesterday, but the pre-approved offer banner for the same is still showing.

[CosmicCat]

Yesterday, I applied for the pre-approved ICICI Coral RuPay credit card (LTF) for my dad via Netbanking, and it was generated instantly. But, the same offer is still showing in both iMobile app as well as netbanking, and he still has the option to apply the same. 💀

However, when I applied mine two days ago in the iMobile app, the pre-approved offer banner disappeared instantly from both iMobile as well as netbanking.

My inner devil part says, apply it again for fun. But the other part says, don't do it. 😂

Looks like ICICI's software developers forgot to add a condition to remove the offer banner once applied from netbanking. LOL



EDIT: Somebody else tried it, and as expected, he got the following error:

 

[SpiesCan'tCatchMe]

You’ll get an error if You apply once again, but still give it a try

 

[Deleted member 11974]

try karke dekho

 

[D₹V]

Yesterday, I applied for the pre-approved ICICI Coral RuPay credit card (LTF) for my dad via Netbanking, and it was generated instantly. But, the same offer is still showing in both iMobile app as well as netbanking, and he still has the option to apply the same. 💀

However, when I applied mine two days ago in the iMobile app, the pre-approved offer banner disappeared instantly from both iMobile as well as netbanking.

My inner devil part says, apply it again for fun. But the other part says, don't do it. 😂

What the heck, ICICI Bank?

View attachment 37904

If you want to apply again, you can. What's the problem??

I know people who got multiple [Twitter + iMobile] coral card 🤡.

Creating a new thread for this doesn't make sense.

 

[simplegarv]

Yesterday, I applied for the pre-approved ICICI Coral RuPay credit card (LTF) for my dad via Netbanking, and it was generated instantly. But, the same offer is still showing in both iMobile app as well as netbanking, and he still has the option to apply the same. 💀

However, when I applied mine two days ago in the iMobile app, the pre-approved offer banner disappeared instantly from both iMobile as well as netbanking.

My inner devil part says, apply it again for fun. But the other part says, don't do it. 😂

What the heck, ICICI Bank?

View attachment 37904

Please try and update on the forum.

 

[willywonka]

Wait for some time.it will be fixed. Banner will still so. Card will be generated as well. Happened to me yesterday 😁

 

[ayt]

Wait for some time.it will be fixed. Banner will still so. Card will be generated as well. Happened to me yesterday 😁

So all those generated cards will get cancelled or will get delivered?

 

[willywonka]

So all those generated cards will get cancelled or will get delivered?

I think only one will be delivered. I have only applied once. Next time it was showing error that I already have the card.

Check their WhatsApp bsnking and look for cc details , you can the list of cards

 

[shrewdoc]

I tried applying for the coral rupay through pre-approved offer, and they issued me cards for each attempt because there was continuous error so I tried again few times and when I checked there were total 15 cards showing and each of them have different card no. and still the banner is showing
They have issued me total of 13 coral rupay cc
Any suggestions what should be my approach moving forward

I think all these cards are already issued to you.

What you can do forward is, send an e-mail detailing everything.

And ONLY activate 1 card, remaining all will get cancelled automatically after 1 month.

Also, enquire from CC which one to activate so that it'll remain LTF.

 

[shrewdoc]

each one of them is LTF

If ALL ARE LTF, keep all! 🤣

 

[sousnake]

I tried applying for the coral rupay through pre-approved offer, and they issued me cards for each attempt because there was continuous error so I tried again few times and when I checked there were total 15 cards showing and each of them have different card no. and still the banner is showing
They have issued me total of 13 coral rupay cc
Any suggestions what should be my approach moving forward

Bhai tum to Ash kechum ki tarah nikle.. 30 tauros.. 13 Coral card.. Gotta catch 'em all coral 🤣 🤣

 

[Shroud]

That's what I was thinking but if I keep some of cards for additional benefits would that be ok and I've enquired through Customer support and they said that all of those cards are legitimate and different from each other and each one of them is LTF

Your area's delivery boy is gonna be pissed at you.....

 

[ayt]

If ALL ARE LTF, keep all! 🤣

No Sir I can't afford to have 15 cards with more than 4 lakh limit each in my cibil as it might affect my credit score also my area is in rural part where it's difficult to get even one credit card let alone 15 with a good limit

 

[shrewdoc]

No Sir I can't afford to have 15 cards with more than 4 lakh limit each in my cibil as it might affect my credit score also my area is in rural part where it's difficult to get even one credit card let alone 15 with a good limit

I can see you already have a Platinum Card. These cards won't create a separate account in CIBIL. All Gemstone cards in ICICI share a single card account in your Credit Reports.

And your credit limit will be an aggregate of 4.1L, not separate for all Gemstone Cards.

 

[bigbyte]

Today I also faced same thing, even after applying the offer to apply is still visible.

Also the card was generated instantly but strangely doesn't shows up in iMobile and I didn't get any welcome message as well.
On generation of coral card it showed message that I can activate it after 24 hours.

However it is puzzling that it didn't appear in iMobile automatically.

 

[shrewdoc]

Today I also faced same thing, even after applying the offer to apply is still visible.

Also the card was generated instantly but strangely doesn't shows up in iMobile and I didn't get any welcome message as well.
On generation of coral card it showed message that I can activate it after 24 hours.

However it is puzzling that it didn't appear in iMobile automatically.

You can view the card details via Internet Banking within 5 minutes.

In iMobile, you can see it after 12:30 AM.

 

[bigbyte]

You can view the card details via Internet Banking within 5 minutes.

In iMobile, you can see it after 12:30 AM.

Not visible in Net banking as well. And I think I shall wait for 24 hours as suggested in message before attempting again. However no welcome email bothers me.

 

[ayt]

I can see you already have a Platinum Card. These cards won't create a separate account in CIBIL. All Gemstone cards in ICICI share a single card account in your Credit Reports.

And your credit limit will be an aggregate of 4.1L, not separate for all Gemstone Cards.

Okay so you are saying that to all these coral card will be represented by only one coral credit card which also means that in my credit report ICICI will be represented by only three cards plat,apay and coral

Regarding limit I know that icici provides it consolidated.

 

[shrewdoc]

only three cards plat,apay and coral

One 2 Card Accounts in your case:
1. Apay
2. Platinum

ICICI allots a separate card account for each Co-Branded card and a single card account to all Gemstone Cards.

 

[ayt]

Not visible in Net banking as well. And I think I shall wait for 24 hours as suggested in message before attempting again. However no welcome email bothers me.

But in my case it was also mention that in net banking it will be visible after 60 minutes and in reality of it took 2 hours to be visible so I think you should check the Internet Banking and if that doesn't help you should contact the customer care they will confirm if the card is generated on the same date they will confirm if the card is generated on that date or not