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HDFC classic downgrade in 5 days after upgrade.

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cardy

TF Ace
22nd may 24, HDFC provide a free upgrade to classic account. By sending sms and mail. I upgraded and it was showing classic.

Mab required to maintain was showing 5k ( my earlier mab)

On 25th I ordered classic cheque book and platinum card

On 28th I opened mobile app and it's showing standard.

When offered upgrade it has 6k (earlier quarter had maintained more than 1.5L) balance from 23rd has 70k balance till now.

What's wrong with it.

If it's related to maintaining then I have at least a month to maintain and if considered qab I have at least 3month to maintain so how can it be downgraded within a week?

Please share some insight. I feel angry with them.

What should be my course of action
 
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Solution
Vasuki
cardy said:
22nd may 24, HDFC provide a free upgrade to classic account. By sending sms and mail. I upgraded and it was showing classic.

Mab required to maintain was showing 5k ( my earlier mab)

On 25th I ordered classic cheque book and platinum card

On 28th I opened mobile app and it's showing standard.

When offered upgrade it has 6k (earlier quarter had maintained more than 1.5L) balance from 23rd has 70k balance till now.

What's wrong with it.

If it's related to maintaining then I have at least a month to maintain and if considered qab I have at least 3month to maintain so how can it be downgraded within a week?

Please share some insight. I feel angry with them.

What should be my course of action
Click to expand...
Are you in semi urban !!
If yes...
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cardy said:
22nd may 24, HDFC provide a free upgrade to classic account. By sending sms and mail. I upgraded and it was showing classic.

Mab required to maintain was showing 5k ( my earlier mab)

On 25th I ordered classic cheque book and platinum card

On 28th I opened mobile app and it's showing standard.

When offered upgrade it has 6k (earlier quarter had maintained more than 1.5L) balance from 23rd has 70k balance till now.

What's wrong with it.

If it's related to maintaining then I have at least a month to maintain and if considered qab I have at least 3month to maintain so how can it be downgraded within a week?

Please share some insight. I feel angry with them.

What should be my course of action
Click to expand...
Are you in semi urban !!
If yes then your account has been moved to vishesh

It will show standard in hdfc app

To check
Login to net banking,
Download statement
U can see
( Vishesh written in right top corner )


Just download the statement not send to email ..you can quick view ..



Mark it as answer if all above comes true 😂
 
Last edited:
Upvote 2 Downvote
Solution
Vasuki said:
Are you in semi urban are
If yes then your account has been moved to vishesh

It will show standard in hdfc app

To check
Login to net banking,
Download statement
U can see
( Vishesh written in right top corner )


Just download the statement not send to email ..you can quick view ..



Mark it as answer if all above comes true 😂
Click to expand...
It's indeed written just right side of account number. So it's actually not downgraded it's changed as per location specific product variant right?

But in this case the number of personal banker is not showing in app or net banking where to find out.

I am pretty new to classic or vishes banking. Any special tips on how to make the most of it and how to maintain with less effort.
 
Upvote 0 Downvote
cardy said:
It's indeed written just right side of account number. So it's actually not downgraded it's changed as per location specific product variant right?

But in this case the number of personal banker is not showing in app or net banking where to find out.

I am pretty new to classic or vishes banking. Any special tips on how to make the most of it and how to maintain with less effort.
Click to expand...
Rm contact will be written in every email .
You will get series of 7 mail highlighting features of classic banking.
In those very emails rm contact will be written
 
Upvote 0 Downvote
Same situation for me also.got classic upgrade offer on 22nd ,gave consent,on 24th upgraded to Classic an in yesterday it went back to standard.called cc and they said it's standard only...what's going on...currently have 1.lakh in SB account
 

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manzparty said:
to understand the rationale for Vaibhav to keep that much MAB/QAB with bank and not alternate option which I got thanks !!
Click to expand...
Other options leading to Imperia:


Imperia Banking Eligibility Criteria*
A minimum Average Monthly Balance of Rs. 10 Lakhs in the Savings account
OR
A minimum Average Quarterly Balance of Rs. 15 Lakhs in a Current Account
OR
A minimum Average Monthly Balance of Rs. 30 Lakhs in a combination of Savings Accounts and Fixed Deposits
OR
For Salaried Customer, Monthly net salary credit of Rs. 3 lakhs & above in HDFC Bank Corp Salary Account#
 
Upvote 0 Downvote
Vasuki said:
Are you in semi urban !!
If yes then your account has been moved to vishesh

It will show standard in hdfc app

To check
Login to net banking,
Download statement
U can see
( Vishesh written in right top corner )


Just download the statement not send to email ..you can quick view ..



Mark it as answer if all above comes true 😂
Click to expand...
I just checked my statement and yes "vishesh" is mentioned on right side ....so no special logo right?
 
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