Citi to Axis Migration(Decision)

[Survivor35]

Hello technofinoian's

I have received email from Axis about migration.Hence wanted to clarify few things so that i can take a decision accordingly.Per Screenshot shared below
Bank Account is being changed to "priority" while Citireward Card is being moved to Axis Reward & Citipremier miles to Axis Horizon.

1)Thanks to high NRV i used to maintain previously inspite of having a low balance i was never charged a penny on my Bank account,with this change i believe
2L AMB has to be maintained.My Salary account is Axis(holding since 9 months) Can both be merged or do i have to cancel New Salary account and keep old
account for receiving salary.

2)My association with citi is from 2006 and i have 2 cards with them.For Citi Rewards i was never charged(not sure if it is lTF or has Spend Based Waiver).
I started getting 5K points deducted on my Premier Miles since last couple of years(AXis Migration).After many years i did get LE and have gave my consent
but still it dint get increased and when i called Customer it dint go well.Thanks to NPA done through my cc,iam forced to continue.

I have 58K points in Citi Rewards & 80K in premium miles(which i never redeemed till date) should i redeem them now or do it post migration.

I will take decision after looking at inputs/insights here.

 

[Tejo]

Hello technofinoian's

I have received email from Axis about migration.Hence wanted to clarify few things so that i can take a decision accordingly.Per Screenshot shared below
Bank Account is being changed to "priority" while Citireward Card is being moved to Axis Reward & Citipremier miles to Axis Horizon.

1)Thanks to high NRV i used to maintain previously inspite of having a low balance i was never charged a penny on my Bank account,with this change i believe
2L AMB has to be maintained.My Salary account is Axis(holding since 9 months) Can both be merged or do i have to cancel New Salary account and keep old
account for receiving salary.

2)My association with citi is from 2006 and i have 2 cards with them.For Citi Rewards i was never charged(not sure if it is lTF or has Spend Based Waiver).
I started getting 5K points deducted on my Premier Miles since last couple of years(AXis Migration).After many years i did get LE and have gave my consent
but still it dint get increased and when i called Customer it dint go well.Thanks to NPA done through my cc,iam forced to continue.

I have 58K points in Citi Rewards & 80K in premium miles(which i never redeemed till date) should i redeem them now or do it post migration.View attachment 57557View attachment 57559View attachment 57558

I will take decision after looking at inputs/insights here.

Redeem the points now, I advise you and all that don't hope on axis

 

[Survivor35]

Redeem the points now, I advise you and all that don't hope on axis

ok buddy i will

 

[imdjay]

Axis is a two-headed snake.
While you're watching one head, the other will strike.

 

[akiratoriyama]

I'm planning to cancel my citi rewards card. Like you, dk if it's ltf or being waived off due to spends. Have nothing but terrible experience with Axis.

 

[Survivor35]

Axis is a two-headed snake.
While you're watching one head, the other will strike.

Citi was decent. Axis is known for fleecing customer

 

[m4b]

My Salary account is Axis(holding since 9 months) Can both be merged or do i have to cancel New Salary account and keep old
account for receiving salary.

Both would be different accounts. If you want one account with Axis then you can close later.

should i redeem them now or do it post migration

It's up to you but it is mentioned that "All your unredeemed reward points, as of migration day, will be migrated and converted to Axis EDGE REWARD Points or EDGE Miles depending on the product you own, while ensuring that the monetary value remains the same. "