There is 3-4 Yes bank hni account which has no non maintenance charges
Link to soc for all hni & other accounts
Link to soc for all hni & other accounts
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YES BANK HNI ACCOUNTS
- Thread starter Vasuki
- Start date
- Replies 46
- Views 2K
Marque is a core Card & best they can offer
Reserve is another such card
Ltf or not that depends on bm but if u take favour they say maintain atleast 3 -4month
I am ok even with Ace card but want it ltf😬
Ra.One
TF Premier
did you open the account? Initial funding requirements ?
Bro as I said go to bm and negotiate
If u can gauge him into your trap of giving them business or show them u earn well
They will even try ltf for you if possible
Go and talk tomorrow and let us know
5 lakh IP
5 lakh maintenance for 4 month u will get all that voucher one by one in a month
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I didn't open
Next week
I don't earn that well 😢😢
But only thing I can do is maintain some descent balance in the savings account for couple of months.
As I said it's not about money it's about first impression
Go and talk
Income requirements are not there so negotiate I will tell u when I actually meet them
Sure just let me know
Also do share any contacts in DM if you have any
I heard someone in this forum itself, that he got Marque or Reserve as LTF when applied through agent or when not activated.
Also, ace can be easily converted. One guys just messaged yes Bank on Twitter sharing screenshot of yes Bank application where no mention of joining or annual fee. Yes bank converted card to LTF
@TheTrickySid
In ranchi bm was ready for LTF
But that moment I didn't knew we can get without income doc
So I didn't pursue further talk
( As I was just visiting ranchi for travelling)
Ra.One
TF Premier
please do update on your a/c opening experience, initial funding requirement and Marquee negotiation.
cc_dc_explorer
TF Premier
Kindly update on Marquee getting as LTF after having a Grandeur account.
+1. In India the safest banks are Icici,Hdfc and Sbi. Yes is one of the most unsafe imo.
Do take reviews of existing yes bank customers before opening. There is a reason they are giving yummy freebies.
Why what happened
Can go for upto 5L as per DICGC rules. The bank improving its financial stability but at this point not recommend for 10L or above. Consider it like as SFB at the moment rather well established bank, when it comes to risk assessment.
- They had issues earlier (with few scams) which led govt. intervene and depositors faced delay in getting their amounts.
- CRISIL ratings improved compared to 2023 earlier, and bank came/updated credit cards compared to 2022 earlier, its better to keep an eye and use as a diversification.
Because once we lost the trust, its very difficult to build again.
Note: Unlike other banks, at this time they need money - so definitely, they'll monitor all accounts and can downgrade/upgrade accounts based on NRV.
I opened granduer
Mfs has Freezed the account due to multiple initial funding
I m having patience as its partially my mistake
Partially thems
But if not solved in next 2 days I will bang their ass
Dont except too much on this DIGC rule. RBI can say that they insure upto 5L, but actual money distribution could takes even 10 years. You would likely wont get any interest on your money on this whole period, until the legal case settles.
Maybe yes, maybe no. 😆
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