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YES BANK HNI ACCOUNTS

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I just want a core yes Bank card as ltf will they be able to provide that, I am ok even with the most basic one
Marque is a core Card & best they can offer
Reserve is another such card

Ltf or not that depends on bm but if u take favour they say maintain atleast 3 -4month
 
I am ok even with Ace card but want it ltf😬
Bro as I said go to bm and negotiate
If u can gauge him into your trap of giving them business or show them u earn well
They will even try ltf for you if possible


Go and talk tomorrow and let us know
 
Bro as I said go to bm and negotiate
If u can gauge him into your trap of giving them business or show them u earn well
They will even try ltf for you if possible


Go and talk tomorrow and let us know
I don't earn that well 😢😢
But only thing I can do is maintain some descent balance in the savings account for couple of months.
 
I don't earn that well 😢😢
But only thing I can do is maintain some descent balance in the savings account for couple of months.
As I said it's not about money it's about first impression
Go and talk
Income requirements are not there so negotiate I will tell u when I actually meet them
 
Marque is a core Card & best they can offer
Reserve is another such card

Ltf or not that depends on bm but if u take favour they say maintain atleast 3 -4month
I heard someone in this forum itself, that he got Marque or Reserve as LTF when applied through agent or when not activated.

Also, ace can be easily converted. One guys just messaged yes Bank on Twitter sharing screenshot of yes Bank application where no mention of joining or annual fee. Yes bank converted card to LTF

@TheTrickySid
 
I heard someone in this forum itself, that he got Marque as LTF when applied through agent or when not activated.
@TheTrickySid
In ranchi bm was ready for LTF
But that moment I didn't knew we can get without income doc
So I didn't pursue further talk
( As I was just visiting ranchi for travelling)
 
In ranchi bm was ready for LTF
But that moment I didn't knew we can get without income doc
So I didn't pursue further talk
( As I was just visiting ranchi for travelling)
please do update on your a/c opening experience, initial funding requirement and Marquee negotiation.
 
Why what happened

Can go for upto 5L as per DICGC rules. The bank improving its financial stability but at this point not recommend for 10L or above. Consider it like as SFB at the moment rather well established bank, when it comes to risk assessment.

- They had issues earlier (with few scams) which led govt. intervene and depositors faced delay in getting their amounts.
- CRISIL ratings improved compared to 2023 earlier, and bank came/updated credit cards compared to 2022 earlier, its better to keep an eye and use as a diversification.

Because once we lost the trust, its very difficult to build again.

Note: Unlike other banks, at this time they need money - so definitely, they'll monitor all accounts and can downgrade/upgrade accounts based on NRV.
 
Can go for upto 5L as per DICGC rules. The bank improving its financial stability but at this point not recommend for 10L or above. Consider it like as SFB at the moment rather well established bank, when it comes to risk assessment.

- They had issues earlier (with few scams) which led govt. intervene and depositors faced delay in getting their amounts.
- CRISIL ratings improved compared to 2023 earlier, and bank came/updated credit cards compared to 2022 earlier, its better to keep an eye and use as a diversification.

Because once we lost the trust, its very difficult to build again.

Note: Unlike other banks, at this time they need money - so definitely, they'll monitor all accounts and can downgrade/upgrade accounts based on NRV.
I opened granduer
Mfs has Freezed the account due to multiple initial funding
I m having patience as its partially my mistake
Partially thems
But if not solved in next 2 days I will bang their ass
 
Can go for upto 5L as per DICGC rules. The bank improving its financial stability but at this point not recommend for 10L or above. Consider it like as SFB at the moment rather well established bank, when it comes to risk assessment.

- They had issues earlier (with few scams) which led govt. intervene and depositors faced delay in getting their amounts.
- CRISIL ratings improved compared to 2023 earlier, and bank came/updated credit cards compared to 2022 earlier, its better to keep an eye and use as a diversification.

Because once we lost the trust, its very difficult to build again.

Note: Unlike other banks, at this time they need money - so definitely, they'll monitor all accounts and can downgrade/upgrade accounts based on NRV.
Dont except too much on this DIGC rule. RBI can say that they insure upto 5L, but actual money distribution could takes even 10 years. You would likely wont get any interest on your money on this whole period, until the legal case settles.
 
Dont except too much on this DIGC rule. RBI can say that they insure upto 5L, but actual money distribution could takes even 10 years. You would likely wont get any interest on your money on this whole period, until the legal case settles.
It's not sinking this quarter atleast 🙂


Will close account once I get cc
 
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