Axis Bank pre-approved offer real or not?

[Harsh007]

I can see this offer in my mother's axis Bank mobile app, but when I click apply now It sends me to this page:

Is this really a pre-approved offer or just a scam to get me to start a new application?

 

[AkashnAkashn is verified member.]

View attachment 50379
I can see this offer in my mother's axis Bank mobile app, but when I click apply now It sends me to this page:
View attachment 50380
Is this really a pre-approved offer or just a scam to get me to start a new application?

Pre-approved with limit shown

 

[bing1309]

It's not a scam make sure you are not new to axis or else you will be rejected. Make sure you have 1 axis unsecured credit card with you or with a limit shown next to card before going to pre approved. And also after recent trend with all banks I am seeing once the card acquisition is easy to get I bet devaluation will come super fast in coming days.

 

[jk51]

View attachment 50379
I can see this offer in my mother's axis Bank mobile app, but when I click apply now It sends me to this page:
View attachment 50380
Is this really a pre-approved offer or just a scam to get me to start a new application?

If at all there is a pre-approved offer then card variant or it’s tentative credit limit is visible. This is a generic message which is visible to most customers on their app. Once they make a cibil check basis that they’ll offer cards for which you are eligible to apply along with their charges (might be LTF for some as well)

 

[Rahul Gupta]

View attachment 50379
I can see this offer in my mother's axis Bank mobile app, but when I click apply now It sends me to this page:
View attachment 50380
Is this really a pre-approved offer or just a scam to get me to start a new application?

Click on Get started and check if you see card offers.

 

[bing1309]

If you have doubts just call cc helpline and ask for needing a card and they will say simple

 

[H2O]

I have applied from the same page and approved in the next second.

 

[drsel]

This is a genuine Axis application for a new credit card, it is not a scam

 

[drsel]

Before you apply, first decide if you need an axis credit card or not and if so, then which one

 

[SSV]

View attachment 50379
I can see this offer in my mother's axis Bank mobile app, but when I click apply now It sends me to this page:
View attachment 50380
Is this really a pre-approved offer or just a scam to get me to start a new application?

For pre approved offers,

Check here :

Apply now -> credit cards -> accept and continue

 

[Deepak_Shetty]

If at all there is a pre-approved offer then card variant or it’s tentative credit limit is visible. This is a generic message which is visible to most customers on their app. Once they make a cibil check basis that they’ll offer cards for which you are eligible to apply along with their charges (might be LTF for some as well)

Have you checked personally? Or just an assumption?
Based on our experience, for axis pre approved credit cards, there won't be Cibil hit. And we will get an option to choose credit card among 9-12 cards.
Edit : It's an assumption. As per my view, credit card offer is based on our existing card limit. For example, if someone has less than 1 lakh limit in existing card, he will not get higher variant card as pre approved offer.

 

[s1t2y3a3m6]

View attachment 50379
I can see this offer in my mother's axis Bank mobile app, but when I click apply now It sends me to this page:
View attachment 50380
Is this really a pre-approved offer or just a scam to get me to start a new application?

Yes, it's preapproved but keep in mind if you are applying axis credit card for first time then preapprove also may be rejected.

 

[popkorn]

If you have doubts just call cc helpline and ask for needing a card and they will say simple

as per my knowledge AXIS & KOTAK are not informing their customer care e-mail ID in their website

 

[GokulRamalingam]

It's not a scam make sure you are not new to axis or else you will be rejected. Make sure you have 1 axis unsecured credit card with you or with a limit shown next to card before going to pre approved. And also after recent trend with all banks I am seeing once the card acquisition is easy to get I bet devaluation will come super fast in coming days.

So, can we apply to a pre-approved credit card using this option even without savings account with Axis and only with existing credit card?

 

[s1t2y3a3m6]

So, can we apply to a pre-approved credit card using this option even without savings account with Axis and only with existing credit card?

Yes, you can proceed for pre-approved as below

Apply now -> credit cards -> accept and continue


Otherwise if you face as below


Then it will be a fresh application not pre-approved.

 

[SSV]

So, can we apply to a pre-approved credit card using this option even without savings account with Axis and only with existing credit card?

Y E S

 

[rsongs]

I am deciding to open a liberty account for pre approved credit card.So i am here to ask if there is a difference in opening liberty account online or offline by going branch?is there a difference for getting pre approved offer if i go through any one of above ?

 

[Rahul Gupta]

I am deciding to open a liberty account for pre approved credit card.So i am here to ask if there is a difference in opening liberty account online or offline by going branch?is there a difference for getting pre approved offer if i go through any one of above ?

Open it online as there is literally zero differences besides you will get a aditional e-debit card, if you open it online and yea opening it online or offline won't affect your pre-apprved offer.