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No ER for past 13 days.

  • Thread starter Thread starter sonuyos
  • Start date Start date
  • Replies Replies 20
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That is a very good idea to cross 1.5 lacs in Magnus Burgundy
Isn't that obvious but?

I buy like
50-100k swiggy gift card (with reserve)
10k - uber (mb)
20k - zomato

I pay all my bills 2 months in advance (current month + 2)

Buy 3 months worth of grocery, and dont step back in dmart or star bazaar for next 2 months.

Have all my holiday expense paid in this month as well.

I maximize it all, and whatever i cannot, i use reserve to pay in the following 2 months.
 
Isn't that obvious but?

I buy like
50-100k swiggy gift card (with reserve)
10k - uber (mb)
20k - zomato

I pay all my bills 2 months in advance (current month + 2)

Buy 3 months worth of grocery, and dont step back in dmart or star bazaar for next 2 months.

Have all my holiday expense paid in this month as well.

I maximize it all, and whatever i cannot, i use reserve to pay in the following 2 months.
Nice, but why 1 lac with Reserve?
Also are you going to pay 59000 to renew Reserve?
because you will get zero points for renewal.
Now joining bonus is 15000 points and renewal is zero
 
Nice, but why 1 lac with Reserve?
Also are you going to pay 59000 to renew Reserve?
because you will get zero points for renewal.
Now joining bonus is 15000 points and renewal is zero
100000/200*15 = 7500.

7500*3 = 22500 (3x gyftr).

If i just buy via Magnus, max i will get is 36p even during the quarterly spend month. So no point going with Magnus. When i am getting 9p per 200rs extra.

Thats 4500p extra.

As for reserve renew, i might do it.

Just for the soft benefits like Meet & Greet. (Between Magnus and Reserve i got like 12, which is sufficient).
Unlimited PP + 12 Guest
Unlimited Domestic Lounge
Accor Plus Membership & ITC (I am yet to start using ITC benefits, as recently only i came to know that ITC points = 1rs).


However the benefits arent that strong to justify 58k, i know. I might try to negotiate with RM. lets see, got time till Feb.
 
Isn't that obvious but?

I buy like
50-100k swiggy gift card (with reserve)
10k - uber (mb)
20k - zomato

I pay all my bills 2 months in advance (current month + 2)

Buy 3 months worth of grocery, and dont step back in dmart or star bazaar for next 2 months.

Have all my holiday expense paid in this month as well.

I maximize it all, and whatever i cannot, i use reserve to pay in the following 2 months.
Does all these transactions are counted for monthly transaction? I believe all voucher related transactions are excluded from monthly milestone benefits
 
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