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~1.5 cr loanDisbursement is not an issue with agents. What is your loan amount? Based on that I can tell you if 0.5% is good or bad.
I think 0.5% is a good deal.~1.5 cr loan
At what % interest and term, are you getting this loan?~1.5 cr loan
It's a regular loan at 8.6&At what % interest and term, are you getting this loan?
8.6 for home loan is good. Which bank are you taking loan from? Can you please share detailsIt's a regular loan at 8.6&
Share the agent/DSA number. Mine is offering 0.4I think 0.5% is a good deal.
Builders/property agents have list of loan agents of various banks. If it's a new property, you can ask the builder for contact of more agents.
~1.5 cr loan
@deep@vie can you help answer this. I am new to loans and might be taking one in near future so such tips would be highly beneficialAlso what exactly is this cashback? Ard you getting it for applying via agent or for referring someone to them?
Any way the agents gets their cut but in most of the cases they don't share even after committing, so in my view,don't focus on this, just focus on best ROI,no foreclosure,prepayment charges,no processing or other fee.@deep@vie can you help answer this. I am new to loans and might be taking one in near future so such tips would be highly beneficial
Cool cool. Will keep this in mindAny way the agents gets their cut but in most of the cases they don't share even after committing, so in my view,don't focus on this, just focus on best ROI,no foreclosure,prepayment charges,no processing or other fee.
Another practical thing, one of the best commission is around 0.9% for atleast 10cr homeloan disbursal in a single month irrespective of number of applications.Any way the agents gets their cut but in most of the cases they don't share even after committing, so in my view,don't focus on this, just focus on best ROI,no foreclosure,prepayment charges,no processing or other fee.
Hi, please connect with me. Will DM you my number. I run a Corporate/SME Loan advisory firm and have a retail division too.Does anyone have a contact for a person who offer 0.5% or 1% cashback on successful home loan application?
An agent is offering me 0.5% cashback, but I am a bit sceptical with it. That disbursement does not becomes a issue as he is a 3rd party agent.
In that sense sir, Small Finance Banks or PSUs seems better than Large Private banksAny way the agents gets their cut but in most of the cases they don't share even after committing, so in my view,don't focus on this, just focus on best ROI,no foreclosure,prepayment charges,no processing or other fee.
Yes,PSU have best rate & least chargesIn that sense sir, Small Finance Banks or PSUs seems better than Large Private banks
in Mumbai Location i can help with get better rate also waiver all you fees Toword LoanCool cool. Will keep this in mind