Need suggestions regarding credit card upgrade

[Swordy31]

I currently own SBI club vistara, HDFC money back + and One card credit cards. I mostly do offline shopping and sometimes online.
HDFC didn’t gave me any upgrade offer from 2 years. Looking to close it. Keeping One card for 1% forex markup.
Im searching for my next card, please provide your suggestions.

 

[BVCBVC is verified member.]

Share your ITR range, your spending patterns, and your rewards requirements.

 

[Swordy31]

Share your ITR range, your spending patterns, and your rewards requirements.

7LPA, mostly I’ll use cards for offline spends, electronics, fuel. I don’t pay any rent or insurance. Recently got club vistara and using it more for travelling. Suggest me one good card cashback or rewards and another one for travelling as club vistara will become useless after merge.

 

[BVCBVC is verified member.]

7LPA, mostly I’ll use cards for offline spends, electronics, fuel. I don’t pay any rent or insurance. Recently got club vistara and using it more for travelling. Suggest me one good card cashback or rewards and another one for travelling as club vistara will become useless after merge.

As you’re looking for cash back card consider taking

- Axis Rewards Card
- Swiggy HDFC CB Card (Don’t close your MB+ card) - Don’t close your core card and take Co branded cards
- HDFC Millinea Card (If HDFC upgrades)

Other cards to consider for Merchant offers and some lounge access cards are

- ICICI Sapphiro or ICICI Rubyx based on Profile
- IndusInd Tiger LTF card

 

[Swordy31]

As you’re looking for cash back card consider taking

- Axis Rewards Card
- Swiggy HDFC CB Card (Don’t close your MB+ card) - Don’t close your core card and take Co branded cards
- HDFC Millinea Card (If HDFC upgrades)

Other cards to consider for Merchant offers and some lounge access cards are

- ICICI Sapphiro or ICICI Rubyx based on Profile
- IndusInd Tiger LTF card

Should I close sbi club vistara?

 

[BVCBVC is verified member.]

Should I close sbi club vistara?

Don’t close it. Hold it, there is a transition happening. Let us see how merger and transition happens, we can close after if we are not satisfied by then.

 

[AlgoTrader]

why not mrcc or platinum travel?

 

[manishgolcha]

See if this helps

 

[Chacha_vidhayak]

why not mrcc or platinum travel?

His most spends are offline & amex acceptance is really bad , so imo amex ❌