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Should I close Amazon Pay Later?

Now that i got Flipkart axis card. should i close amazon pay later now? I have no use for it. But i heard having amazon pay later helps amazon pay card approval. I Don't how true that is? I also closed my kotak FD card. That makes only one account in my CIBIL.

Also, does the flipkart axis 1% cashback includes utilities bills like electricity bills from other apps like amazon pay?
 
Now that i got Flipkart axis card. should i close amazon pay later now? I have no use for it. But i heard having amazon pay later helps amazon pay card approval. I Don't how true that is? I also closed my kotak FD card. That makes only one account in my CIBIL.

Also, does the flipkart axis 1% cashback includes utilities bills like electricity bills from other apps like amazon pay?
@SSV sir ;-;
 
Now that i got Flipkart axis card. should i close amazon pay later now? I have no use for it. But i heard having amazon pay later helps amazon pay card approval. I Don't how true that is? I also closed my kotak FD card. That makes only one account in my CIBIL.

Also, does the flipkart axis 1% cashback includes utilities bills like electricity bills from other apps like amazon pay?
Close Apay later and make sure it got deleted in CIBIL..
No need of Apay later for Apay CC.
 
Close Apay later and make sure it got deleted in CIBIL..
No need of Apay later for Apay CC.


Bhai I want to ask something.
If we don't close the Amazon pay later account, so what will be the drawbacks for this? I use the pay later some times while placing orders on Amazon, but not that frequently, I use the pay later when I was not sure if I will take the order or not, because they credit the refund instantly.


In my case Axio is the partner, 2 consumer loans are showing in my cibil.
So if I don't close this, how this will affect my cibil?
 
Bhai I want to ask something.
If we don't close the Amazon pay later account, so what will be the drawbacks for this? I use the pay later some times while placing orders on Amazon, but not that frequently, I use the pay later when I was not sure if I will take the order or not, because they credit the refund instantly.


In my case Axio is the partner, 2 consumer loans are showing in my cibil.
So if I don't close this, how this will affect my cibil?
Contact axio or Amazon or both and ask them to increase the pay later limit and tell them you have high itr/salary slip.

Not for actually increasing the limit but for understanding how they works. What are the options if you ever face problems like wrong cibil entry or update , payment failures missed due dates etc.

Now I know these problems may not be related to you but these problems happen to lots of peoples out there.

If everything is running smoothly there may not be any problem in fact in some opinions it may impact slightly positively but one small blow may completely ruin your credit score. And there you will not find Amazon as helpful because they can't help you and axio will try but you still may need help of the partner bank like kvb and the kvb may not entertain since you are not directly a customer of them. I don't know if they now a days have any better helpline for that.

This irritating cycle may cost your inner peace.


So my opinion if you have good and sufficient alternative options like credit cards you may surely avoid mixed partner paylaters like Amazon/Flipkart pay laters.
 
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