Queries related to Rent payment with Diners Club Black and rewards.

[scottDhora]

Hi guys
I had a small query and thought you could help me
I'm looking to pay my rent through my HDFC Diners club black card.

If I pay my rent through Cred, magic bricks , Paytm or Red Giraffe, does it count towards my usual reward points for diners black like 5pts for ₹150?

Or is it considered a wallet load and thus no rewards?

 

[Akashgod]

5 for 150

 

[SubhankarSubhankar is verified member.]

Hi guys
I had a small query and thought you could help me
I'm looking to pay my rent through my HDFC Diners club black card.

If I pay my rent through Cred, magic bricks , Paytm or Red Giraffe, does it count towards my usual reward points for diners black like 5pts for ₹150?

Or is it considered a wallet load and thus no rewards?

Usual spend

 

[Harry1]

Redgiraffe is considered insurance spends, so ensure that u don't hit the limit.

 

[Toufiq99]

Redgiraffe is considered insurance spends, so ensure that u don't hit the limit.

What if the Redgiraffe bill is paid via Payzapp? Is it still considered as an insurance payment in that case?
The merchant on the statement in this case shows up as "Instapay Non BBPS"

 

[Harry1]

What if the Redgiraffe bill is paid via Payzapp? Is it still considered as an insurance payment in that case?
The merchant on the statement in this case shows up as "Instapay Non BBPS"

Yep, that's how you pay. There isn't direct payment option on redgiraffe.

 

[Toufiq99]

Yep, that's how you pay. There isn't direct payment option on redgiraffe.

There is actually, an option to pay directly from Redgiraffe account. I used to do that until I discovered it can be paid from Payzapp as well.

 

[Harry1]

There is actually, an option to pay directly from Redgiraffe account. I used to do that until I discovered it can be paid from Payzapp as well.

Ohk, I didn't know that. I was referring about redgiraffe payment on payzapp only.

 

[technofino1]

It's simple add money to payzapp wallet with Diners card(in multiples of 150) and you will get default reward rate then use payzapp card/wallet to make payment.

Chances of payment getting failed=zero

 

[Harry1]

It's simple add money to payzapp wallet with Diners card(in multiples of 150) and you will get default reward rate then use payzapp card/wallet to make payment.

Chances of payment getting failed=zero

No reward points on wallet reloads.

 

[technofino1]

No reward points on wallet reloads.

LOL it's there for Diners.

 

[Toufiq99]

It's simple add money to payzapp wallet with Diners card(in multiples of 150) and you will get default reward rate then use payzapp card/wallet to make payment.

Chances of payment getting failed=zero

This can be done for IDFC Credit cards as well to circumvent around the reward ban for Rent and Insurance payments, right?
Just add the amount to Payzapp prepaid card and then make the payment via that.

 

[Harry1]

LOL it's there for Diners.

EasyEMI and e-wallet loading transactions will not accrue Rewards Points.

Black Card: Apply for Diners Club Black Credit Card | HDFC Bank

Black Card: HDFC Bank Diners Club Black Credit Card is an international card that offers elite lifestyle privileges like unlimited golf lessons & Airport lounge access.

www.hdfcbank.com

 

[venkateshr]

Hi.....just a couple of queries on the same lines posted above.....

1. . till what date from declared date of rent can we pay on payzapp.....for e.g. if my declared rent date in RG is 22nd....can i pay the rent on 17th or 18th -
2. how long does it take to credit money to landlord post making payment - what are the typical avg. days like as per other people experiences?

 

[SomeRandomName]

Hey, I paid the rent amount using diners black credit card but i have not received any points for the same. The transaction was made on different calendar month and the trasaction date is also 30 days after the first rent payment. Payment was made through MagicBrick.

 

[ULTRA-MAGNUS]

Redgiraffe is considered insurance spends, so ensure that u don't hit the limit.

On PayZapp, RedGiraffe is Rental category not insurance.

 

[ULTRA-MAGNUS]

EasyEMI and e-wallet loading transactions will not accrue Rewards Points.

Black Card: Apply for Diners Club Black Credit Card | HDFC Bank

Black Card: HDFC Bank Diners Club Black Credit Card is an international card that offers elite lifestyle privileges like unlimited golf lessons & Airport lounge access.

www.hdfcbank.com

This comment has drowned all my dreams that I planned with DCB. Please, somebody, confirm if loading PayZapp with DCB is eligible for the basic reward rate or not. If DCB <-> PayZapp is 0 rewards, then what is the current best way to pay rent using DCB?

 

[Harry1]

On PayZapp, RedGiraffe is Rental category not insurance.

No, unless something changed recently.

 

[Harry1]

This comment has drowned all my dreams that I planned with DCB. Please, somebody, confirm if loading PayZapp with DCB is eligible for the basic reward rate or not. If DCB <-> PayZapp is 0 rewards, then what is the current best way to pay rent using DCB?

Why load wallet? Use it directly on payzapp as linked card.

 

[ULTRA-MAGNUS]

Why load wallet? Use it directly on payzapp as linked card.

Yes. I just realized this. Thanks for clearification.