Query - Choosing ICICI Pre-approved Credit Card Offer

[Stargod]

My friend is getting ICICI Pre-approved Offer of Following Credit Cards :
1. ICICI HPCL Coral CC LTF
2. ICICI Coral CC Paid (Joining Fee : ₹500, AMC : ₹500)
3. ICICI Mine CC LTF

CC Experts plz advice if He should take any ICICI CC other than ICICI APAY CC ? If yes then Which CC to choose?

Anyway to get ICICI platinum CC or ICICI Coral CC as LTF Pre-approved?

What's difference between Coral CC & HPCL Coral CC ?

 

[NOOBY]

ICICI credit cards aren't that great, get them only if they are Lifetime free..

your options are:
1. ICICI AmazonPay so that he can get extra cashback (and is LTF)
2. ICICI Platinum credit card is LTF anyway
3. ICICI MMT Platinum credit card (Rs. 500 joining fee, rest free), plus point is 1 lounge access per quarter if he transacts Rs. 5000 in each quarter

ICICI does not give Coral/Rubix LTF cards easily until they have tie ups with companies where your work so the top 3 would be great options..

as helloworld said, HPCL isn't great at all

 

[Collector_sahab]

My friend is getting ICICI Pre-approved Offer of Following Credit Cards :
1. ICICI HPCL Coral CC LTF
2. ICICI Coral CC Paid (Joining Fee : ₹500, AMC : ₹500)
3. ICICI Mine CC LTF

CC Experts plz advice if He should take any ICICI CC other than ICICI APAY CC ? If yes then Which CC to choose?

Anyway to get ICICI platinum CC or ICICI Coral CC as LTF Pre-approved?

What's difference between Coral CC & HPCL Coral CC ?

please tell something :
1. Is your friend using Mine account/ Regular SB account ?
2. Does he have Apay ICICI card already ?
3. How old is his SB account ?

 

[bbiswas]

My friend is getting ICICI Pre-approved Offer of Following Credit Cards :
1. ICICI HPCL Coral CC LTF
2. ICICI Coral CC Paid (Joining Fee : ₹500, AMC : ₹500)
3. ICICI Mine CC LTF

CC Experts plz advice if He should take any ICICI CC other than ICICI APAY CC ? If yes then Which CC to choose?

Anyway to get ICICI platinum CC or ICICI Coral CC as LTF Pre-approved?

What's difference between Coral CC & HPCL Coral CC ?

how do you get a pre-approved icici CC offer? i have 10k MAB account more than 1 year but not getting any offer ?

 

[Stargod]

how do you get a pre-approved icici CC offer? i have 10k MAB account more than 1 year but not getting any offer ?

He holds 2L MAB . That's why probably got Preapproved CC offer. He also doesn't hold any cc before or any cibil. Isn't this preapproved offer? I think so. Should I advise him to generate cibil first with fd based cc?
View attachment 7694

 

[Stargod]

please tell something :
1. Is your friend using Mine account/ Regular SB account ?
2. Does he have Apay ICICI card already ?
3. How old is his SB account ?

1. Mine account.
2. No apay card no cibil no cc before.
3. 2 years old account.

 

[Collector_sahab]

Take Mine CC as LTF. It's Visa Signature variant (upper than Visa Platinum). Also, using this card, he can apply for Apay ICICI and get easy approval.

 

[Collector_sahab]

1. Mine account.
2. No apay card no cibil no cc before.
3. 2 years old account.

Good to see Mine account getting pre approved CC offers. Don't take Apay card before any Branded CC, otherwise it will be very difficult to get one afterwards.

 

[TheTrickySid]

how do you get a pre-approved icici CC offer? i have 10k MAB account more than 1 year but not getting any offer ?

How much r u maintaining??

 

[Rahul Gupta]

How much r u maintaining??

he said 2 lac mab. look in previous comment.

 

[Rahul Gupta]

He holds 2L MAB . That's why probably got Preapproved CC offer. He also doesn't hold any cc before or any cibil. Isn't this preapproved offer? I think so. Should I advise him to generate cibil first with fd based cc?
View attachment 7694

May i know how long he held that 2 lac mab? and any others pre-approved offers he got?

 

[TheTrickySid]

he said 2 lac mab. look in previous comment.

Look who am I asking to!!

 

[Rahul Gupta]

Look who am I asking to!!

oh damn sorry.😅

 

[Rahul Gupta]

How much r u maintaining??

+1