Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
SBI is well known for Limit decrements and usually they review the credit profiles and change limit accordinglyI hv sbi SIMPLYCLICK cc with limit of 1l but today I checked the app to pay bill it's showing 69k limit and my last billed amount was 49k.
How to deal with this no msg or email received.
Cash limit: 50 Rs 😡
They told me "sir due to security reasons, no delay in payment from side, it's done by our backend team "SBI is well known for Limit decrements and usually they review the credit profiles and change limit accordingly
In this situation u may reach out to SBI Card cc team but I don't think u get any resolution from them, Their generic reply"this is based on our internal policy and assessment"
Yes last month my my bill was 46 k today 49 k but excluding these two months I keep my CUR below 30%You probably shouldn't be having such high utilization - do you normally have close to 49k bill or was it a one-off case? But for an immediate solution, you need ask SBICard!
It depends on how many cards u have and total credit limit on all ur cardsMOST IMP QUESTION
Will this limit decrease affect my CIBIL?
Till now I have only heard of limit decrease but first time it happened with me 😭
MOST IMP QUESTION
Will this limit decrease effect my CIBIL?
Till now I have only heard of limit decrease but first time it happened with me 😭
8 cc 😁It depends on how many cards u have and total credit limit on all ur cards
Most likely there won't be any huge impact on ur credit score unless u have very limited cards with low limits
Then It won't effect ur score... cool8 cc 😁
You may find some useful information here with regard to your question..MOST IMP QUESTION
Will this limit decrease affect my CIBIL?
Till now I have only heard of limit decrease but first time it happened with me 😭
Most probably not unless you are having very few cards with high usage and this card with very high limit and less use ( to keep overall usage lesser).MOST IMP QUESTION
Will this limit decrease affect my CIBIL?
Till now I have only heard of limit decrease but first time it happened with me 😭
No effect on my CIBILMost probably not unless you are having very few cards with high usage and this card with very high limit and less use ( to keep overall usage lesser).
RBL reduced my limit from 3L to 30k because of non usage(which I closed ultimately)and SBI from 3L to 2L (50k avg use).
Same thing happened to me today.. Last month i used around 60k using SBI Simply Click CC. Thats it. .Today i received sms stating that my credit limit reduced to 3.1L from 4.1L and cashlimit made to 50rs.. nonsense.. 🙄 😒SBI is well known for Limit decrements and usually they review the credit profiles and change limit accordingly
In this situation u may reach out to SBI Card cc team but I don't think u get any resolution from them, Their generic reply"this is based on our internal policy and assessment"
Mine too Equifax boosted to +110 & cibil by +14 , even credit bureau don't like this bank 😂My cibil increase 757 to 787 and limit decrease 1.65 to 0.75K
My transaction are genuine like i purchased a phone + air purifier + small items from Amazon +blinkit+ Flipkart still these as$hol... Decreased it, now i repayed whole amount at once and won't be using this card until they reverse there decision or they want they can close my card!Same thing happened to me today.. Last month i used around 60k using SBI Simply Click CC. Thats it. .Today i received sms stating that my credit limit reduced to 3.1L from 4.1L and cashlimit made to 50rs.. nonsense.. 🙄 😒
You are NOT a novice to seek solution for this common problem.8 cc 😁
Mine also genuine only.. during diwali sale time i purchased tv and couple of electronic items in amazon ..My transaction are genuine like i purchased a phone + air purifier + small items from Amazon +blinkit+ Flipkart still these as$hol... Decreased it, now i repayed whole amount at once and won't be using this card until they reverse there decision or they want they can close my card!