Which ICICI card to get?

[theglobalinvestor]

I have only amazon pay from icici. Also have axis flipkart, infinia and amex platinum.

Was visited by a whole contingent of icici - Branch, regional and zone managers - suggesting some emirates card.

What card should I get?

 

[zealot]

If you need a card for instant discounts, Platinum Card is enough and its LTF.

 

[Patil007]

If you need a card for instant discounts, Platinum Card is enough and its LTF.

ICICI APay and Platinum LTF. That's it.

If you want other benefits, go for Axis, HDFC, SBI cards.

 

[Patil007]

Coral RuPay or Rubyx?

I currently have Coral Visa LTF. My question is should I go for Rubyx LTF (which I am eligible) or convert the current Coral Visa to Rupay? which one would be more beneficial? My spending is mostly around online purchases, grocery and utilities. I use ICICI card only during offers in Amazon or...

www.technofino.in

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https://www.technofino.in/community/threads/ltf-sapphiro-emerald-credit-card.1657/post-77822

If LTF then take it no doubt.

 

[NOOBY]

Get the highest variant of LTF you can get... there is no harm in that..

but If they are asking you to pay, then as others said... go with Platinum (no joining and annual fees)

 

[theglobalinvestor]

Thanks but what is the highest variant? Is there any order of cards listed somewhere? Not familiar with ICICI at all. They just upgraded me to some wealth account. I guess this is like HDFC preferred/imperia?

 

[Patil007]

lowest to highest (annual fee).

- Platinum (LTF)
- Coral (500)
- Rubyx (2000)
- Sapphiro (3500) #upto here we can easily get LTF (check above threads for more info).
- Emirates (10000)
- Emeralde (12000)
- Diammant (Invite-only = ~10000)

Note: Above list doesn't contain some co-branded cards which are below Rubyx mostly.

As per reward rate (btw, shouldn't pick any of these cards with this requirement):

Platinum -> Sapphiro:
2 reward points per 100 (0.5%).

Note: None of them worth if you're going to pay, get only if it is LTF

Agreed.

 

[NewUser]

lowest to highest (annual fee).

- Diammant (Invite-only = ~10000)

Diammant has been discontinued long back I guess. I can't see the card on their website either.