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Finally OneCard (Federal Bank) offered limit enhancement after 2 Years

foxy

TF Buzz
Just opened the OneCard app today and got a limit enhancement offer.

When clicked to check, I couldn't believe it when I saw the increase was only 10%, just Rs. 5000! 😳

That too after more than 2 years and trying every possible way such as high, low, and no spends for months.

Anyone else with Federal Bank got a limit enhancement ?

Comment you offer amount and your usage patterns.
 

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Just opened the OneCard app today and got a limit enhancement offer.

When clicked to check, I couldn't believe it when I saw the increase was only 10%, just Rs. 5000! 😳

That too after more than 2 years and trying every possible way such as high, low, and no spends for months.

Anyone else with Federal Bank got a limit enhancement ?

Comment you offer amount and your usage patterns.
I also got One card(FB) LE almost after 3 years. Only 13%
 
Just opened the OneCard app today and got a limit enhancement offer.

When clicked to check, I couldn't believe it when I saw the increase was only 10%, just Rs. 5000! 😳

That too after more than 2 years and trying every possible way such as high, low, and no spends for months.

Anyone else with Federal Bank got a limit enhancement ?

Comment you offer amount and your usage patterns.
Any idea when they'll resume onboarding new customers?
 
I did not start getting limit increase untill I started clearing dues within app and not cred or any outside source. They seem to only track repayment for limit increase If you repay in their own app. For cashback I always used cred or other third-party apps. I did not recieve any limit increase for 2 years. But just as an experiment I started paying dues via app and I got 30k increase.
 
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Just opened the OneCard app today and got a limit enhancement offer.

When clicked to check, I couldn't believe it when I saw the increase was only 10%, just Rs. 5000! 😳

That too after more than 2 years and trying every possible way such as high, low, and no spends for months.

Anyone else with Federal Bank got a limit enhancement ?

Comment you offer amount and your usage patterns.
That's maybe bcoz its from federal Bank...
They are probably worst in LE as far as I've heard here...
Bank of Baroda is best, provided frequent and big LEs...
I got hiked from 1.4L in dec 2022 to 6L couple months ago...
 
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Federal Bank really be handing out massive limit enhancement offers!


Jokes aside, this really feels like a rounding error 🙃

If not for the quality of their app, I'd have closed this card long ago.
 

Attachments

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    Screenshot_20250131_000001_OneCard.webp
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