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RBL Bank ShopRite credit card LTF offer on Paytm

Field verification agent called me I said WFH he said no verification required then but they are declining my application reported to RBI
its common practice by filed agents if your location far from branch usually out of city.
Such incidents happened with me when i applied for Apay card & Application declined.
I escalate my concern with ICICI, Amazon & card approved in next 2 days.
 
I used to be a RBL CC holder about 4 years ago but then closed it. Now i applied for Shoprite not once but twice and have been denied both times. Internal policy ..standard disclaimer. Does a cibil score of 792 even count for RBL ? On speaking with a branch rep, he said it would be if you have an ongoing loan. Ive never heard of such a reason before. Can an existing RBL credit card holder confirm if this is true ?
 
I used to be a RBL CC holder about 4 years ago but then closed it. Now i applied for Shoprite not once but twice and have been denied both times. Internal policy ..standard disclaimer. Does a cibil score of 792 even count for RBL ? On speaking with a branch rep, he said it would be if you have an ongoing loan. Ive never heard of such a reason before. Can an existing RBL credit card holder confirm if this is true ?
Banks decline your credit card request on the basics of Over leverage.
How much your all credit card limit & loan limit (if any).
 
I used to be a RBL CC holder about 4 years ago but then closed it. Now i applied for Shoprite not once but twice and have been denied both times. Internal policy ..standard disclaimer. Does a cibil score of 792 even count for RBL ? On speaking with a branch rep, he said it would be if you have an ongoing loan. Ive never heard of such a reason before. Can an existing RBL credit card holder confirm if this is true ?
It's pretty useless card ...why do u need it anyway..
 
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