Got a call from IndusInd to update my IndusInd Vistara to Pinnacle LTF or Celesta cc

[ashish1521]

I got a call earlier today from IndusInd saying that the IndusInd Vistara cc is being closed due to Vistara merger and you can change to Pinnacle LTF or Celesta cc or Avios cc

Pinnacle LTF is with 15K+GST joining fee and equivalent brand vouchers which is fine, but is this card useful at all? The only useful benefit which was remotely applicable to my spends was bookmyshow 1+1 tickets which I can get using some of the other cards I have already.

I have DCB LTF which I use for most of the spends alongwith cards like Amex travel, Axis Vistara etc. My IndusInd Vistara was only useful for zero foreign markup and couple of business class tickets, so I am confused whether I should get the Pinnacle or just get the IndusInd vistara card closed without any further upgrade nd terminate the relationship with IndusInd.

 

[helloworld]

I got a call earlier today from IndusInd saying that the IndusInd Vistara cc is being closed due to Vistara merger and you can change to Pinnacle LTF or Celesta cc or Avios cc

Pinnacle LTF is with 15K+GST joining fee and equivalent brand vouchers which is fine, but is this card useful at all? The only useful benefit which was remotely applicable to my spends was bookmyshow 1+1 tickets which I can get using some of the other cards I have already.

I have DCB LTF which I use for most of the spends alongwith cards like Amex travel, Axis Vistara etc. My IndusInd Vistara was only useful for zero foreign markup and couple of business class tickets, so I am confused whether I should get the Pinnacle or just get the IndusInd vistara card closed without any further upgrade nd terminate the relationship with IndusInd.

Pinnacle reward rate (if redeemed 1rp = 1rs.):

online 2.5% // there are 5% cards in other banks
offline 1%
travel 1.5% // there are 5% cards in other banks
special 0.7%

BMS 1+1 // limited quota and most of the time for big releases its out of stock, so not much use.
Lounge // 1 per quarter, not much for you because you have DCB.

Basically, this card is only to get 'Exclusive' account as 0 MAB. If not required can close it.

 

[ashish1521]

I asked them I would like to cancel and they are saying upgrade to Indulge cc which is their super premium category card, but it still seems a useless card with only 1.5 rewards rate for 100 rs spent and rest of the benefits are also not too good. I asked them to give this card as LTF which I am sure they won't agree, but otherwise it doesn't make any sense

 

[hemant89]

@ashish1521 Did you get it?

 

[helloworld]

I asked them I would like to cancel and they are saying upgrade to Indulge cc which is their super premium category card, but it still seems a useless card with only 1.5 rewards rate for 100 rs spent and rest of the benefits are also not too good. I asked them to give this card as LTF which I am sure they won't agree, but otherwise it doesn't make any sense

at what fee they offered indulge?

 

[kvndsz512]

I asked them I would like to cancel and they are saying upgrade to Indulge cc which is their super premium category card, but it still seems a useless card with only 1.5 rewards rate for 100 rs spent and rest of the benefits are also not too good. I asked them to give this card as LTF which I am sure they won't agree, but otherwise it doesn't make any sense

tell them u don't want to change to a paid card give a good ltf card and whatever best they can offer try... indulge , pioneer legacy, pioneer metal heritage etc .. tell that it's not ur fault that card is discontinued 🤣

 

[ashish1521]

@ashish1521 Did you get it?

No. I asked them to cancel. They just said if you don't want to pay higher joining fee for any of the premium cards you can get the card for 5k fees without any welcome vouchers to which I said no

 

[ashish1521]

tell them u don't want to change to a paid card give a good ltf card and whatever best they can offer try... indulge , pioneer legacy, pioneer metal heritage etc .. tell that it's not ur fault that card is discontinued 🤣

I did. The lady offered pinnacle LTF card but I wasn't interested as I do have a few LTF cards which I use rarely

 

[ashish1521]

at what fee they offered indulge?

At 75k joining with vouchers worth 75k or 15k without vouchers

 

[jeevanreddy58]

At 75k joining with vouchers worth 75k or 15k without vouchers

how about Indulge annual fee ?

 

[kvndsz512]

I did. The lady offered pinnacle LTF card but I wasn't interested as I do have a few LTF cards which I use rarely

bro just take ltf pinnacle u can get 0 mab exclusive acc ... worth it to get 0 mab exclusive... u will get a 0% forex markup debit card and even the debit card has reward points on cc bill payments via sbi unipay or canara setu or airtel etc

 

[sahil1033]

I've Legend CC LTF and I keep on getting offered Pinnacle CC with Rs. 15k joining fee ... any way to get it LTF ??

 

[Zacobite]

I asked them I would like to cancel and they are saying upgrade to Indulge cc which is their super premium category card, but it still seems a useless card with only 1.5 rewards rate for 100 rs spent and rest of the benefits are also not too good. I asked them to give this card as LTF which I am sure they won't agree, but otherwise it doesn't make any sense

indus reward rates are low

 

[jeevanreddy58]

I've Legend CC LTF and I keep on getting offered Pinnacle CC with Rs. 15k joining fee ... any way to get it LTF ??

same.. have been waiting for LTF..

 

[shado7333]

same.. have been waiting for LTF..

Same. 15k joining fee offer for pioneer

 

[kvndsz512]

Same. 15k joining fee offer for pioneer

if u have pioneer acc then ask ur rm to get u pioneer legacy cc ltf why go for pinnacle ? 😛

 

[shado7333]

if u have pioneer acc then ask ur rm to get u pioneer legacy cc ltf why go for pinnacle ? 😛

Have select account. Free with legend