Share your experience of BOB Cards application process

[Gaurav]

Applied on 2 march
Vkyc done on 14 march
Now when I will get message of approval?
Hlp pls

 

[Farhad sekh]

The most lazy bank is bob
I gone to nearby branch
They said we have no credit card team/ desk
They gave me a agent number of bob of Kolkata.
I called her, she took all docs via whatsapp.
She was offering bob premier ltf.
I think Jo mil raha le leta hoon as I will use only for sale discount.

She completed the application on 4 th March.
And said there may in person verification or vkyc. I said ok.
On 19 March team called me for name and address verification via voice call.
On 20 April they approved my card with 50000 limit.

No vkyc or in person verification.
Badiya hai.
They took almost 50 days to approve. Hats off to bob laziness.

 

[akki7163]

My experience
Applied on 05/05/2023
IPV Address Verification on 08/03/2023
Still now waiting for next message 🙂

Home or Office???
Which verification happened?

 

[nrb]

Home or Office???
Which verification happened?

Both verification completed.
Got card approval message on 22/05/2023
Card dispatched on 24/05/2023

 

[akki7163]

Both verification completed.
Got card approval message on 22/05/2023
Card dispatched on 24/05/2023

How does they do office verification??? they will meet or ask the receptionist

 

[nrb]

How does they do office verification??? they will meet or ask the receptionist

Executive called and you have to come out of office and verify. They will check the ID Card.
It is a 3rd party verification.

 

[akki7163]

My experience
30th May - Applied BoB Card
31st May - VKYC
05th June - IPV Home

Now waiting for next update....

 

[akki7163]

My experience
30th May - Applied BoB Card
31st May - VKYC
05th June - IPV Home

06th June - IPV Office
08th June - Card Approved 💥💥

 

[Nishan11]

What'd highest limit anyone got in bob easy card ? Asking because I have also applied for same. I could have applied higher card as per salary but went with easy as it was LTF.

 

[Nishan11]

06th June - IPV Office
08th June - Card Approved 💥💥

My IPV Home - 08 June
My IPV Office - 09 June

Now waiting for update.

 

[Symbian]

Around 780

But today I got reply that due to BoB OneCard, the application was rejected. Can we do something about this?

Anyone knows how to get the Onecard partner changed to Federal Bank from BoB, I have tried many times for BoB to reconsider my application but they are consistenly saying that BoB Onecard owners can't apply for another card.

Or any other alternative, one is obviously closing Onecard, but don't want to close a LTF card for just the sake of another BoB card.

 

[catcat]

Not strictly related to Bob, but can anyone hold multiple irctc cards? I already have IRCTC premier card; can I get a BoB irctc card?

Answering my own question - yes, I now have BoB IRCTC in addition to my SBI IRCTC premier. IRCTC should allow collecting points from this also, as these 2 and HDFC are all shown in the dropdown. This is my second RuPay card after Axis Kiwi. (Will probably change SBI IRCIC premier to something else now).

The experience was rather slow - apply online, about 10 days later someone verifies on call, another 10 days later card approved, and another 10 days later card arrives.

 

[Umangmakwana]

Ive

Applied on 2 march
Vkyc done on 14 march
Now when I will get message of approval?
Hlp pl

Applied on 29 april
Got email for some documents issues on - 3 may
Offline verification process - 15 to 18 may ( resident and office address)
card approval message- 8 June
Got delivery - 12 June

Very bad and slow process

 

[CardSeeker]

How to apply BOB CC With DIGI Locker Kyc?

 

[Pgoel06]

For the eterna cc application, what do they ask when do they field verification.
Any idea

 

[Gowthambalastark]

I applied via online, seems messed up selecting the dob. Same date and month was given but year is different. Will it cause any problem? Or is there any way to edit it?

 

[Ekavya]

Same happened to me last year July. No call visit nothing. Directly approved after vkyc. I have no previous relationship with them.

How did you got VKYC link? During the application or after application?

 

[Ekavya]

Did you apply c2c
If yes what was your limit on existing card and new issued card

As a income proof I uploaded My ICICI Credit card statement through online method. So is it C2C method also? In this case do they ask for Income proof?

 

[Ekavya]

Usually banks give more limit c2c than salary slip and itr.... That is what I have observed... So whereever u can apply via c2c... Use it...


In bank of baroda.... Normal credit card rules dont apply... U should give the credit card statement of the card with highest limit..... U just need one month statement of that card
I got my card with using one card lite cc statement.... It is not accepted for c2c elsewhere... People with itr and salary slip have got 10-15k limit.... I using my one card statement got 34k limit on 31k one card

If you provide Other bank CC statement as a income proof. (RIGHT NOW IN INCOME PROOF OPTION ONLY CREDIT CARD STATEMENT AVAILABLE), after that can they ask for ITR or Income proof?

 

[girish3456]

Both verification completed.
Got card approval message on 22/05/2023
Card dispatched on 24/05/2023

In that case BoB is still better.

PNB takes almost 2 to 3 months after approval of the card just to dispatch the physical card

 

[Ekavya]

I applied via online, seems messed up selecting the dob. Same date and month was given but year is different. Will it cause any problem? Or is there any way to edit it?

What happened after that?