Discovering the Benefits of the AU LIT Credit Card

[chuckzspadina]

Hey everyone! I wanted to share my recent experience with the AU LIT credit card, which has been nothing short of amazing. Last month, I managed to get a return of around 10% on my spending, and here’s how it all added up:

Cashback Highlights:

Total Cashback Received: ₹1,600.00

Reward Points Breakdown:

Points Earned: 2,300

Each reward point is worth ₹0.25, so the 2,300 points I earned last month are equivalent to ₹575.00.


Although I don’t have the SBI Cashback card, the AU LIT credit card has not disappointed me at all. It not only gave me substantial cashback but also helped me rack up a ton of reward points. These points can be redeemed for a variety of rewards, making every purchase feel even more worthwhile.

If you’re on the lookout for a credit card that offers great returns and rewards, I highly recommend giving the AU LIT credit card a try. It’s been a game-changer for me!

 

[navdeep22]

Just tried purchasing amazon pay gift card using AU lit card on Amazon. Worked fine for me.
After 2 days will confirm of eligible under 5% cashback qualifying spend

buying amazon voucher from amazon pay gives 5% on appearals as well

 

[BUDHRAJ]

any working grocery mcc app ?

 

[leonneel]

Also wanna know

 

[Axelblaze]

I should have opted for this card.. very bad decision from me 🙁

 

[kumars_001]

Where do we have full details oF this card in technofino

 

[Fracture_fixer]

buying amazon voucher from amazon pay gives 5% on appearals as well

Wat was the name of the merchant on otp page and after settling of transaction ??

 

[FinCurious]

buying amazon voucher from amazon pay gives 5% on appearals as well

Does it mean we will get 5% on online spend and 5% on appearal. So total 10% cash back? Too good to be true 🙂

 

[DARK_LORD]

Does it mean we will get 5% on online spend and 5% on appearal. So total 10% cash back? Too good to be true 🙂

Did not worked for me.. purchased 10000 rs amazon pay gift card but no cashback in apperal category received.

 

[vine]

Does it mean we will get 5% on online spend and 5% on appearal. So total 10% cash back? Too good to be true 🙂

If you actually get 10%, you also need to consider the subscription costs, so total, it will be around 7% to 8%

 

[VISHESH_BANSAL]

Did not worked for me.. purchased 10000 rs amazon pay gift card but no cashback in apperal category received.

Date of Purchase ?

Right now Amazon is tagging Apparel MCC for GVs Purchases.

 

[Wealth_Magnet]

Date of Purchase ?

Right now Amazon is tagging Apparel MCC for GVs Purchases.

AU LIT Card stopped giving additional 5% "Apparel" cashback for Flipkart gold coin purchased on 1-Dec-2024.

Last month, Flipkart grocery/gold coin purchases were incorrectly tagged under Apparel category.

 

[DARK_LORD]

Date of Purchase ?

Right now Amazon is tagging Apparel MCC for GVs Purchases.

It was a few days back, the merchant name was WWW AMAZON IN

 

[VISHESH_BANSAL]

It was a few days back, the merchant name was WWW AMAZON IN

That is why.

Look for amazon.in in OTP Email
And amaon in in OTP Sms

Right now this combination is getting tagged as Apparel too apart from PRIVATET on OTP Page.

 

[DARK_LORD]

That is why.

Look for amazon.in in OTP Email
And amaon in in OTP Sms

Right now this combination is getting tagged as Apparel too apart from PRIVATET on OTP Page.

Actually in the otp page it was amazon.in only but when the transactions appeared in app 2 days later the merchant name came as WWW AMAZON IN

 

[VISHESH_BANSAL]

Actually in the otp page it was amazon.in only but when the transactions appeared in app 2 days later the merchant name came as WWW AMAZON IN

That is why I wrote Right now.

Earlier it is not working like this. Recently this Change happend

 

[messi_10]

Guys be careful when opting features like apparel/online spends if you are planning to purchase vouchers.Any feature will remain active for 90days and cannot be changed b4.

This is hit and miss,all depends on mcc and merchant.

 

[NikhilG]

I want to highlight couple of issues with au lit.
1. 10x feature doesn't seem to calculate points properly. I got 740 points for 15 qualifying transactions totaling to be 8096. Shouldn't it be 809 points?
2. I paid bill amount due which got reflected instantly and I got msg as well from au bank, Now I realized that due amount self adjusted on app to be 49 less so I thought to pay balance 49 as a customize pay option but even though successful transaction I got no message. I have transaction reference number as well. So that means that customize bill pay option on app doesn't work properly

 

[VISHESH_BANSAL]

I want to highlight couple of issues with au lit.
1. 10x feature doesn't seem to calculate points properly. I got 740 points for 15 qualifying transactions totaling to be 8096. Shouldn't it be 809 points?

10X works like.this :-

599 ke 50 Points milege not 59.9. Only for Complete Rs.100 you get 10RP/100.

2. I paid bill amount due which got reflected instantly and I got msg as well from au bank, Now I realized that due amount self adjusted on app to be 49 less so I thought to pay balance 49 as a customize pay option but even though successful transaction I got no message. I have transaction reference number as well. So that means that customize bill pay option on app doesn't work properly

AU Consider any type of refund/Reversal as Repayment and Adjust the Last Statement Due Accordingly. You just have to Pay remaining Due.

Customize Option Works Properly. Check the Current Outstanding. It must be reduced by Your Repayment Amount, though I paid using AU savings Account.

 

[NikhilG]

10X works like.this :-

599 ke 50 Points milege not 59.9. Only for Complete Rs.100 you get 10RP/100.



AU Consider any type of refund/Reversal as Repayment and Adjust the Last Statement Due Accordingly. You just have to Pay remaining Due.

Customize Option Works Properly. Check the Current Outstanding. It must be reduced by Your Repayment Amount, though I paid using AU savings Account.

I paid my due amount in full first which got settled instantly and I got confirmation msg from au bank as well. After that I tried to pay more via enter your amount those transaction didn't get settle and even outstanding balance didn't get adjusted due to that. Customer care guy's don't have clue about it and asking me to wait for 72 hours. Is it true it takes time ? Even though it's a small amount still I would not want to lose it moreover it would mean that I can't use enter your amount feature ever

 

[2025]

Two doubt!
Does add on card has seperate features activation cost and benifits or these expenses are clubbed with primary holder's features?

Can we use lit visa cards in GPay and directly pay to merchant? Wallet route is problematic because of their (new) cap /transaction/day.

Some new info:
Reward points in future may be used for bill pay like sbi rewardz. Some changes are in progress but yet implemented.