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Discovering the Benefits of the AU LIT Credit Card

That is why.

Look for amazon.in in OTP Email
And amaon in in OTP Sms

Right now this combination is getting tagged as Apparel too apart from PRIVATET on OTP Page.
Actually in the otp page it was amazon.in only but when the transactions appeared in app 2 days later the merchant name came as WWW AMAZON IN
 
Guys be careful when opting features like apparel/online spends if you are planning to purchase vouchers.Any feature will remain active for 90days and cannot be changed b4.

This is hit and miss,all depends on mcc and merchant.
 
I want to highlight couple of issues with au lit.
1. 10x feature doesn't seem to calculate points properly. I got 740 points for 15 qualifying transactions totaling to be 8096. Shouldn't it be 809 points?
2. I paid bill amount due which got reflected instantly and I got msg as well from au bank, Now I realized that due amount self adjusted on app to be 49 less so I thought to pay balance 49 as a customize pay option but even though successful transaction I got no message. I have transaction reference number as well. So that means that customize bill pay option on app doesn't work properly
 
I want to highlight couple of issues with au lit.
1. 10x feature doesn't seem to calculate points properly. I got 740 points for 15 qualifying transactions totaling to be 8096. Shouldn't it be 809 points?
10X works like.this :-

599 ke 50 Points milege not 59.9. Only for Complete Rs.100 you get 10RP/100.


2. I paid bill amount due which got reflected instantly and I got msg as well from au bank, Now I realized that due amount self adjusted on app to be 49 less so I thought to pay balance 49 as a customize pay option but even though successful transaction I got no message. I have transaction reference number as well. So that means that customize bill pay option on app doesn't work properly
AU Consider any type of refund/Reversal as Repayment and Adjust the Last Statement Due Accordingly. You just have to Pay remaining Due.

Customize Option Works Properly. Check the Current Outstanding. It must be reduced by Your Repayment Amount, though I paid using AU savings Account.
 
10X works like.this :-

599 ke 50 Points milege not 59.9. Only for Complete Rs.100 you get 10RP/100.



AU Consider any type of refund/Reversal as Repayment and Adjust the Last Statement Due Accordingly. You just have to Pay remaining Due.

Customize Option Works Properly. Check the Current Outstanding. It must be reduced by Your Repayment Amount, though I paid using AU savings Account.
I paid my due amount in full first which got settled instantly and I got confirmation msg from au bank as well. After that I tried to pay more via enter your amount those transaction didn't get settle and even outstanding balance didn't get adjusted due to that. Customer care guy's don't have clue about it and asking me to wait for 72 hours. Is it true it takes time ? Even though it's a small amount still I would not want to lose it moreover it would mean that I can't use enter your amount feature ever
 
Two doubt!
Does add on card has seperate features activation cost and benifits or these expenses are clubbed with primary holder's features?

Can we use lit visa cards in GPay and directly pay to merchant? Wallet route is problematic because of their (new) cap /transaction/day.

Some new info:
Reward points in future may be used for bill pay like sbi rewardz. Some changes are in progress but yet implemented.
 
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