Regalia Gold Regalia LTF to Regalia Gold Worth it?

[VaporWarrior]

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold.

Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI Saphiro, RBL World Safari and Indusind Credit and debit cards) and the milestones on Regalia gold do not offer Reward points (just vouchers) whereas Regalia has some milestone at least (5L annual for 10k points).

Is an upgrade worth it?

The only reason I see is possibly to get a CL enhancement later and then try for Infinia (but honestly the reward rate on Regalia is so low I dont spend a lot on it)

Thanks

 

[Anindya98]

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold.

Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI Saphiro, RBL World Safari and Indusind Credit and debit cards) and the milestones on Regalia gold do not offer Reward points (just vouchers) whereas Regalia has some milestone at least (5L annual for 10k points).

Is an upgrade worth it?

The only reason I see is possibly to get a CL enhancement later and then try for Infinia (but honestly the reward rate on Regalia is so low I dont spend a lot on it)

Thanks

I hope you got your answer.

Regalia Gold Thread 'Regalia or Regalia Gold which one to take?'

Sep 14, 2024

Comparison between HDFC Regalia & Regalia Gold Credit Cards:

Features	HDFC Regalia Credit Card	HDFC Regalia Gold Credit Card
Annual Fee	₹2,500 + GST (waived on spending ₹3 lakhs annually)	₹2,500 + GST (waived on spending ₹3 lakhs annually)
Welcome Benefits	2,500 Reward Points	Complimentary Club Vistara Silver Tier and MMT Black Elite memberships
Reward Points	4 Reward Points per ₹150 spent	4 Reward Points per ₹150 spent

...

• Anindya98
• credit card hdfc hdfc bank credit card hdfc bank regalia gold hdfc credit card hdfc regalia hdfc regalia gold regalia regalia gold regalia vs regalia gold
• Replies: 12
• Forum: HDFC Bank Credit Card

• 

Pls, mark it as Solution.

 

[Umang85]

Have a FYF offer on Regalia gold. Any way to get it changed to LTF. Currently have Regalia First. Also have Swiggy and Bonvoy from hdfc. cl over 10. Want to change Regalia to gold / DCB but don't have any spends on hdfc of late. Please suggest.

 

[Umang85]

Have a FYF offer on Regalia gold. Any way to get it changed to LTF. Currently have Regalia First. Also have Swiggy and Bonvoy from hdfc. cl over 10. Want to change Regalia to gold / DCB but don't have any spends on hdfc of late. Please suggest.

Any suggestions on this? Any email that I can write to for asking for DCB or gold LTF??
It still shows as Regalia Gold FYF. In my cards

 

[Anindya98]

Any suggestions on this? Any email that I can write to for asking for DCB or gold LTF??
It still shows as Regalia Gold FYF. In my cards

Grievance.Redressalcc@hdfcbank.com Send them an email

 

[Umang85]

Grievance.Redressalcc@hdfcbank.com Send them an email

So I should directly ask for DCB FYF if possible?

 

[sidpsidp is verified member.]

So I should directly ask for DCB FYF if possible?

Yes. You can attach statement of your most used cc. Mention due to poor reward rate your are using other cc. You can switch to hdfc if they give dcb. Ask for ltf. You might get fyf.

 

[Umang85]

Yes. You can attach statement of your most used cc. Mention due to poor reward rate your are using other cc. You can switch to hdfc if they give dcb. Ask for ltf. You might get fyf.

Thanks! Will be writing out the email tonight. Will update here on the reply i get from them. Was going to ask for FYF but will now ask for LTF.

 

[rajcasio]

Thanks! Will be writing out the email tonight. Will update here on the reply i get from them. Was going to ask for FYF but will now ask for LTF.

Any update on LTF?

 

[Umang85]

Any update on LTF?

They asked for salary slips. Will revert to mails next week. Have been getting higher salary last 2 months. Paid extra tax earlier 😞. Works out for me I guess. Will update here on replies.