Moving 9 Lakhs FD from Axis to Hdfc

[Trust Me]

If you plan to use it as emergency fund you can choose hdfc/icici, cuz liquidity is more important

Why not Axis too?!
.

 

[fradela]

If you plan only FD,

Go with three Small Finance banks.

3L in each bank FD.

They will give good debit card and credit cards as LTF.

 

[nh124001]

If you plan only FD,

Go with three Small Finance banks.

3L in each bank FD.

They will give good debit card and credit cards as LTF.

kaun se badiya cc hai small finance ke humein bhi bataoo bhai

 

[sidpsidp is verified member.]

Why not Axis too?!

You can also choose axis. Emergency funds shouldn't be in those bank which have the tendency to debit block- kotak/idfc etc
1.Good thing about hdfc is if you maintain enough fd you don't need to maintain sb balance. And icici has best app/nb.

Another good thing about hdfc fd is you can also take mid variant cc through lien fd. Can't with axis. Though you shouldn't get secured cc against Emergency funds.

 

[Trust Me]

1.Good thing about hdfc is if you maintain enough fd you don't need to maintain sb balance.

Isn't that true with Axis and ICICI too ?!

And icici has best app/nb.

I can't comment on mobile apps (don't use them). But ICICI's netbanking is nothing to write home about. In fact, in my view, theirs is the worst of the three! In contrast, HDFC's netbanking is obviously designed by smarter people.
.

 

[kiranjain]

If you plan only FD,

Go with three Small Finance banks.

3L in each bank FD.

They will give good debit card and credit cards as LTF.

Which bank you are talking about???

 

[kiranjain]

I have got a lot of premium credit cards those are Life Time Free cards.

No FD. No bank accounts.

Kese??? Kaunse wala???

 

[fradela]

Kese??? Kaunse wala???

Send an email to all Small finance banks which are in and around your neighborhood. For your amount, they will come your home and open account.

You have to negotiate for LTF credit cards.

If you have good CIBIL and salary, you will get some good cards as LTF in any bank.