HDFC Bank Pre Approved Credit Card Application Experience

[Abhirup]

Can you please share your step by step experience of applying for a HDFC Bank Pre Approved Credit Card online through the net banking/app.

Thank you !!

 

[Rahul Gupta]

Can you please share your step by step experience of applying for a HDFC Bank Pre Approved Credit Card online through the net banking/app.

Thank you !!

let me share mine. i got a banner in netbanking clicked on it and applied after two days received approval and dispatch message then again after 2 days got the card.

 

[Abhirup]

let me share mine. i got a banner in netbanking clicked on it and applied after two days received approval and dispatch message then again after 2 days got the card.

Didn't you get any verification call or home/office verification visit after applying? When did you apply?

 

[Rahul Gupta]

Didn't you get any verification call or home/office verification visit after applying? When did you apply?

Bro pre-approved means that bank is giving you a cc based on your relationship with the bank and they don't do any sort of verification. btw before applying for any pre-approved offer make sure the limit is mentioned directly for example-
You are eligible for a credit card with limit 100000rs.

in some cases its mentioned as-
You are eligible for a credit card with limit upto 100000rs.

The difference here is of (UPTO). Basically it means that it is a pre-qualified offer and not a pre-approved offer. So, in this case bank may do a physical verification but still very low chances of this.