Latest Working Methods to Pay Credit Card Bill from Debit Cards

[shu_sha]

Freecharge giving cb via hdfc platinum ??

Understand the hint 😉 and try it on your own

Also use PhonePe MCC will be 4814 only for below merchant
PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore

Remember your goal is to achieve 21 Platinum DC points inorder to redeem 250 rs

Split your 2100 CC payments on Freecharge and Phone Pe by paying some nominal charges on the platform(not sure the MCC on Freecharge though), that would worth the point redemption for you

 

[maverick_10]

not worth exploring the charges are more than any possible benefit, best is to move to SBI DC for CC billpayments and convert your platinum to Millennia

Yeah I'm gonna convert to Millenia, thats why I wanted to make transaction and redeem via Platinum. I just need to spend remainder 1300 somewhere after the 800 recharge any idea where as my dth and wifi and other stuff is already paid as of now

Also is it confirmed that Millenia giving cb via Canara Setu? 🤔

 

[Credit_Cards]

Yeah I'm gonna convert to Millenia, thats why I wanted to make transaction and redeem via Platinum.

Also is it confirmed that Millenia giving cb via Canara Setu? 🤔

yes do 2100 woth CC payment via free charge
And Millennia is giving CB via Setu

 

[Anil_SinghAnil_Singh is verified member.]

bhai indusind debit card ko kis portal / website pe use kar sakte hain ? Is it giving points if we use on payzapp, phonepe, paytm & canara setu, flipkart payments. ?

Canara setu should give.. I also did around 40k 2 days ago.. will update in a day or two

 

[Hemang]

Canara setu should give.. I also did around 40k 2 days ago.. will update in a day or two

Aapke jawab ka intezar rahega mere bhai

 

[MrJJ]

Yeah I'm gonna convert to Millenia, thats why I wanted to make transaction and redeem via Platinum. I just need to spend remainder 1300 somewhere after the 800 recharge any idea where as my dth and wifi and other stuff is already paid as of now

Also is it confirmed that Millenia giving cb via Canara Setu? 🤔

Do CC Bill payment on Freecharge (no charges upto ₹1000 cc bill payment). MCC is 4900 (utility).

 

[Credit_Cards]

Do CC Bill payment on Freecharge (no charges upto ₹1000 cc bill payment). MCC is 4900 (utility).

@rohant . .

 

[rohant]

@rohant . .

Ok bro. Thank you 🙏

 

[Hemang]

Do CC Bill payment on Freecharge (no charges upto ₹1000 cc bill payment). MCC is 4900 (utility).

1000 kitni baar kar sakte hain ek din me freecharge pe ?

 

[thomasjackson]

1000 kitni baar kar sakte hain ek din me freecharge pe ?

2 times in a month. After that 1.18% Fee on the total amount. This loophole was earlier exploited and plugged a while back. But its good enough to reach 250 RP on HDFC Platinum DC to extract that last few RP

 

[Credit_Cards]

2 times in a month

nice . .

 

[neo13]

NO.
Use canara setu.

I already paid, had to pay urgently and canara setu, people here are saying failure rate is high. Looks like I messed up

 

[neo13]

NO.
Use canara setu.

I already paid, had to pay urgently and canara setu, people here are saying failure rate is high. Looks like I messe

 

[AlekhyaDas]

all sbi virtual dc gives 0.5%

does their normal DC also gives a %?

 

[Abhishek012]

I already paid, had to pay urgently and canara setu, people here are saying failure rate is high. Looks like I messe

Read here -

D

Post in thread 'Canara Setu BBPS payments via Debit Card Dead? ( Debit Card Option Back )'

Feb 2, 2025

I am sharing workaround from my observations.

Login to setu and try to complete as fast as you can like within 60-90 seconds.

Don't inititate next txn without log out and logging in again and doing txn quickly. Keep clearing browser data or use incognito mode and then close browser and open again. On mObile phone keep clearing you data in privacy. I always use my laptop (except in case of jioFin which is dead now).

If you move away from setu page to another page/tab, it can lead to problem so stay there to avoid session expiry problem.

Setu thoda possessive nature ka hai from last...

• desiviru

• 
• 

 

[Akshith]

How to get axis liberty dc? do we need to open axis liberty account only? or can i apply liberty dc for any axis savings account?

 

[badg3rbyte]

I have had enough... I am not going to run after new debit cards for rewards that are anyway going to stop after a couple of weeks. The HDFC Plat DC is free for me so let that stay. I am going to pay credit card bills like we used to do pre-2019. Just pay without rewards.

That's something I'm also thinking about. Just gonna try SBI DC as I have one.

About Plat DC, I got it for free when it was my salary account and I was told, over a call, that annual charges will be taken since it's no more a salary account. But till now, no charges has been deducted. IDK if it'll continue lile this and that's why I'm doubtful about changing to Millenia. What if I change and the cashback program was stopped like it did for Plat? I'll end up with a card that has annual fee🤷.
Paying ~700 for Plat was fine as long as I was getting cashback but if they charge, then I'll have to close it.

 

[Shubham Yadav]

How to get axis liberty dc? do we need to open axis liberty account only? or can i apply liberty dc for any axis savings account?

Open liberty 🗽 account

 

[murali_7]

Received reward points from IDFC and Indusind.
Paid via canara setu on 1st feb.

 

[Anil_SinghAnil_Singh is verified member.]

Aapke jawab ka intezar rahega mere bhai

Just checked.. got points as expected