Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

[guest_123]

It looks like they're mostly not gonna give that now.. but I've proofs of their mails stating 500₹ cashback on utility bill payments and it was received on 17th January. I'll take them to RBIO if I don't get this now. This is a scam if they're promoting something whole month and then just in the end of the month they change their policy and start eating popcorn like this 😠

can u share that screenshot to me in DM?

hey bud. could you please dm a screenshot of the email? cheers.

For rupay DC plenty of options. For others very few, mostly impose addl charges.


Ye toh fer dhoka hua humare saath. Restriction toh baad mein lagaya pahale toh ye khud email vejke bol raha tha ki utility mein payment karo aur 500 cashback pao.

This is the only screenshot that matters (both to bank as well as RBI ).

 

[Strange]

no, and I don't have any hope for it. It won't come, unless kotak sends out cashback in split payments which they have never done.

Abhi tak Last month ka cashback sabko nahi mila hai?

 

[6ix9ine]

Abhi tak Last month ka cashback sabko nahi mila hai?

Mostly mil gaya hai, log samaj nhi rhe hua kya hai unke sath, still hope par hai. Ek aadmi ne 5K setu kiya, 5K unipay.

Sirf 250 cashback aaya. Iska matlab clear hai.

Isse jyada clear answer orr kya chahiye.

 

[Divyansh1]

Abhi tak Last month ka cashback sabko nahi mila hai?

nahi bhai mera to nahi aya maine complain bhi raise kiya mcc bhi pucha keh rahe ki merchant provide krta h mcc rbio se complain krna padega lgta h

 

[Divyansh1]

lotak n apni aukat dikha di 😒

 

[ankitvm]

I made a payment on my credit card bills via Setu yesterday. I will inform you in March whether or not I receive the cashback.

I got cashback of jan month

 

[6ix9ine]

I got cashback of jan month

Congratulations 🎉 🎉

 

[messypenguin]

This is the only screenshot that matters (both to bank as well as RBI ).
View attachment 84564

you do realize it doesn't work that way right? let me give you a hypothetical.

As per banks terms it can take customers money at will without any notice and as it deems fit.

Customer agrees to forfeits his entire wealth both earned and acquired through ancestral wealth once the customer opens the bank account.

Banks can write what ever they want to in their terms as long as they are not illegal.

As for the above snippet, yes, bank may change it's terms but it won't be legal to apply such terms retrospectively. They can not simply say we changed terms today so your previous transactions won't fetch cashback. That'd essentially amount to dealing in bad faith.

 

[Chhota Bheem]

I Paid CC Bill on 7 Jan, Setu ₹2531 & Unipay ₹15163. Received CB of ₹126.

Sent an email to PNO with Unipay transaction details for the balance cashback.

 

[2025]

This is the only screenshot that matters (both to bank as well as RBI ).
View attachment 84564

It's ok bro. But they can't apply retrospectively right. They are not govt. I made the payment before they brought new t&c.

 

[Divyansh1]

we can complain to rbi ombudsman because hdfc did similar thing when they stoped giving cashback on their bill portal for cc bill pay so rbi asked them to give cb to ones who paid cc bill on hdfc bill portal before their new t&c...

 

[madnaq911]

Hi Friends,
I did not receive cashback in kotak 811 super account for the transaction done in January month on SBI unipay. I fullfilled all criteria. Done a credit transaction of 5k first. Then paid a cc bill of 11k. WIll I receive cashback or not?

 

[mp675]

No ..people have not got the cb for the bb payments made on sbi unipay

I have lost 500

They. Changed tnc ..bill payment categories are now excluded

 

[2025]

Ya. It will be considered as cheating unless they credit the cashback for eligible users till 28th February+ 2 days as it's not a 30 day month (as per their t&c).

 

[guest_123]

you do realize it doesn't work that way right? let me give you a hypothetical.

As per banks terms it can take customers money at will without any notice and as it deems fit.

Customer agrees to forfeits his entire wealth both earned and acquired through ancestral wealth once the customer opens the bank account.

Banks can write what ever they want to in their terms as long as they are not illegal.

As for the above snippet, yes, bank may change it's terms but it won't be legal to apply such terms retrospectively. They can not simply say we changed terms today so your previous transactions won't fetch cashback. That'd essentially amount to dealing in bad faith.

You are confusing "voluntary" offers with "non-voluntary" offers. Voluntary offer can have as many illogical conditions as they want because nobody is forced to use that offer. Also, no such condition is there in T&C of any bank account opening in India because writing that would be illegal for acc opening but same condition works well for offers related to cashback/rewards because kotak is not forcing you to use that offer.

we can complain to rbi ombudsman because hdfc did similar thing when they stoped giving cashback on their bill portal for cc bill pay so rbi asked them to give cb to ones who paid cc bill on hdfc bill portal before their new t&c...

That is why rbi & many other regulatory agencies do such poor work when it comes to their core responsibilities, not sorting out their priorities correctly. A few years ago rbi also used to get involved in ppl complaints regarding credit card approval cases (coincidentally hdfc was also prominent there as many ppl whose cc application rejected complained to rbio & got the card approved) while around same time thousands of ppl lives were getting destroyed because of illegal Chinese loan apps & even today online fraudsters scam crores of money every day using mule accs opened in banks with full kyc & online wallets. Instead of focusing on its core jobs of protecting people "hard earned money" it is instead happy just sending sms & online ads mostly in English to warn ppl not to share OTPs etc when ppl do need to share OTP genuinely in many cases (official bank RM or official cc application over phone etc) instead of focusing on blocking mule accs from receiving & transferring lakhs of money suddenly by issuing clear instruction/guidelines about sudden money inflows/outflows in accs opened with certain profile & more strict criterion for full kyc online wallets funds transfer. Let's see if rbi get involved this time because if it does then it shows rbi still hasn't sorted out its prorities yet.

 

[akilmds]

Is canara setu working ? Are there any other websites to pay cc bills using kotak 811 super card ?
any other ways to claim for this month?

 

[darkknight999]

In canara sethu when I enter 811 card details and click proceed , I keep getting the error in screenshot( from past 2days)
Does anyone know what could be the issue?

 

[6ix9ine]

In canara sethu when I enter 811 card details and click proceed , I keep getting the error in screenshot( from past 2days)
Does anyone know what could be the issue?

Don't use 811 for Setu. Use it for your daily expenses instead, as it won't work on setu for now, at least.

 

[darkknight999]

Don't use 811 for Setu. Use it for your daily expenses instead, as it won't work on setu for now, at least.

Ohh not anymore? I thought only sbi unipay isn't working anymore

 

[calmedine]

For rupay DC plenty of options. For others very few, mostly impose addl charges.


Ye toh fer dhoka hua humare saath. Restriction toh baad mein lagaya pahale toh ye khud email vejke bol raha tha ki utility mein payment karo aur 500 cashback pao.

I am having multiple Rupay Cards. What are the options? Please let me know