it cannot be done again, from last two years BOB is declining my application with a reason negative field vrification ,everytime agent did not visit and application declined i made many request to revarification but they declined to do so and gave a timeline for 6 months last application declined in nov-2-2024 still not able to apply agains email them before two days they told apply after six months of date of rejation.
bob declined me too, I anyways don't care but seeing this thread, can u tell how do u know the reason? tracking application they don't tell u the exact reason for the decline no?
i asked the reason of card rejection citing RBI guidlines then they told
hmm, by calling customer care? will try myself.
by emailing them
email address u sent the email to?
doing the same now.
cooling depends on why you were rejected. If you are rejected for very minor reason, you can still get approved.
My Credit cad application declined due to overlevarge with total limits as per cibil 21.32L now i closed my all extra cards and now upgarded limits as per cibil 13.76L and closed one loan 1.50L should i apply in the next month by chance annualy income cibil shown 6L
Superb 😂, You do keep saving account with SBI?
Yes, I have
I Also have since 2010 but sbi card is not available in my aadhar address which is registered with bank so there is no offer and if applied earlier it was declined in varification.since 2023 it's Overlevaged declined
You have closed cards from all other banks??
i reduced my credit limits 22.2L to 13.76L by closing cards i will try in next month let see what happened
let me know if you got the answer, I also looking for the same
