IDFC Firstap - The Mini DC

[LordVoldemort]

Hi Team,
I'm one of those guys who hate to take the wallet/ Phone everywhere and was looking for a sticker based DC which i can stick to my key chain. Got info on the firstap thing by IDFCFB. Applied and bought it.
Looks great and works great, Stuck to my Keyfob. Only thing is that it is a bit hard to make the shops believe that it is not sorcery.

 

[Abhishek012]

did txn on IDFC first tap for 50k on canara setu on 6th feb, haven't received any points after that. How long should it take?

Everyone told here IDFC DC 6th feb trxn rewards not credited. 🤣🤣

 

[suryatejad]

Just an update - Higher variant account get higher welcome reward points on IDFC Firstap sticker RuPay Platinum debit card.

Already one person confirmed he got 8000 welcome reward points on IDFC First Wealth account using IDFC Firstap RuPay Platinum Debit Card (do first time minimum transaction Rs1500) -

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account.

@Devp23
@mojo_jojo123
@jyothisthaliath
@Credit_Cards

is incremental 10X reward considered for transactions together on both cards or separate for each card?

 

[Abhishek012]

is incremental 10X reward considered for transactions together on both cards or separate for each card?

10X reward considered for transactions together on both cards.

RuPay variant - more options available to pay like Phonepe app and Freecharge app without any extra charges.

 

[ankurq7]

how long till the digital card becomes available? I just applied for it on IDFC app

 

[Abhishek012]

how long till the digital card becomes available? I just applied for it on IDFC app

Few hours to max 48hrs

 

[pankajshah]

Came to know about this thread now and I regret not joining TechnoFino earlier. New to this CC and DC game and earning reward points.

Just a quick question, where can I use the IDFC Wealth DC / First Tap DC for 1500 approx. every month. Does wallet load work?

Edit - Does paying CC bills will get considered for this rewards?

 

[Abhishek012]

Came to know about this thread now and I regret not joining TechnoFino earlier. New to this CC and DC game and earning reward points.

Just a quick question, where can I use the IDFC Wealth DC / First Tap DC for 1500 approx. every month. Does wallet load work?

IDFC Firstap RuPay Platinum DC is your wealth Card too (you will get same wealth card reward + 10x benefit + one more time extra welcome reward).

IDFC Firstap Wealth RuPay Platinum DC -

Online- 0.67%
Offline- 0.50%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

Welcome reward for IDFC Firstap RuPay Platinum DC - 8,000 rewards, Do first transaction on Canara Setu or Phonepe app (minimum 1.5k)+ for Credit Card bill payment.

Welcome reward is valid only one time but other reward and 10x reward is eligible every month.

Wallet load is not eligible.

Also not - every month on first trxn you will get 250 rewards on minimum Rs10 transaction.

 

[pankajshah]

IDFC Firstap RuPay Platinum DC is your wealth Card too (you will get same wealth card reward + 10x benefit + one more time extra welcome reward).

IDFC Firstap Wealth RuPay Platinum DC -

Online- 0.67%
Offline- 0.50%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

Welcome reward for IDFC Firstap RuPay Platinum DC - 8,000 rewards, Do first transaction on Canara Setu or Phonepe app (minimum 1.5k)+ for Credit Card bill payment.

Welcome reward is valid only one time but other reward and 10x reward is eligible every month.

Wallet load is not eligible.

Also not - every month on first you will get 250 rewards on minimum Rs10 transaction.

Thank you so much for your response Abhishek!

Learning every day from this community. I really appreciate you putting in so much effort to reply to such naive queries as I have posted.

Kudos for all your hard work and contribution to this community.

I have IDFC Wealth Account for the last 3 years and I just came to know about this reward.

I am late to this CC + DC game, but luckily I am now picking up and learning from Veterans like you.

Also on a side note, got my ICICI EPM card today !! Yaaay !!

 

[pankajshah]

Thank you so much for your response Abhishek!

Learning every day from this community. I really appreciate you putting in so much effort to reply to such naive queries as I have posted.

Kudos for all your hard work and contribution to this community.

I have IDFC Wealth Account for the last 3 years and I just came to know about this reward.

I am late to this CC + DC game, but luckily I am now picking up and learning from Veterans like you.

Also on a side note, got my ICICI EPM card today !! Yaaay !!

IDFC Wealth DC not working on Canara Setu. I guess this also down after SBI Unipay. Any other way to earn rewards on IDFC Wealth DC to pay CC bills.

 

[charan kumar]

Thank you so much for your response Abhishek!

Learning every day from this community. I really appreciate you putting in so much effort to reply to such naive queries as I have posted.

Kudos for all your hard work and contribution to this community.

I have IDFC Wealth Account for the last 3 years and I just came to know about this reward.

I am late to this CC + DC game, but luckily I am now picking up and learning from Veterans like you.

Also on a side note, got my ICICI EPM card today !! Yaaay !!

Hi pankaj may i know what is the process to open IDFC wealth account can we apply through online, i am able to see only 2 accounts opening options 10k avg balance account and 25k avg balance account, So please guide me to get the wealth account.

Thank you

 

[pankajshah]

Hi pankaj may i know what is the process to open IDFC wealth account can we apply through online, i am able to see only 2 accounts opening options 10k avg balance account and 25k avg balance account, So please guide me to get the wealth account.

Thank you

Hi Charan,

I have 10k avg balance account and i have parked 10 lakhs plus and then talked to my RM to upgrade to Wealth. You can try the same.

 

[charan kumar]

Hi Charan,

I have 10k avg balance account and i have parked 10 lakhs plus and then talked to my RM to upgrade to Wealth. You can try the same.

Thank for your reply,

Is that 10L is fixed deposit or one time deposit.? after upgrading shall i withdraw.?

 

[pankajshah]

Thank for your reply,

Is that 10L is fixed deposit or one time deposit.? after upgrading shall i withdraw.?

I have kept in savings account or you can keep it FD. But you cant withdraw

 

[charan kumar]

I have kept in savings account or you can keep it FD. But you cant withdraw

OK thank you

 

[Abhishek012]

IDFC Wealth DC not working on Canara Setu. I guess this also down after SBI Unipay. Any other way to earn rewards on IDFC Wealth DC to pay CC bills.

Already told in my above comment. Apply Firstap IDFC RuPay Platinum DC.

This is also your Wealth Card but in RuPay variant.

Updated One Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

 

[fin_noob]

Already told in my above comment. Apply Firstap IDFC RuPay Platinum DC.

This is also your Wealth Card but in RuPay variant.

Updated One Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

Cc billpayment through IDFC FirstTap not working on Phonepe. Anyone else facing the error too?

 

[Abhishek012]

Cc billpayment through IDFC FirstTap not working on Phonepe. Anyone else facing the error too?

What error this 48hrs error ?

This is phonepe app error, Try any other phonepe account or wait 48hrs, if still not working then contact phonepe customer care.

Post in thread 'Canara Setu BBPS payments via Debit Card Dead? ( Debit Card Option Back )'

Feb 25, 2025

Just few mins ago someone paid 1 lakh bill using phonepe - IDFC Firstap RuPay Platinum DC

What's the error you get ? also check your card ecom limit and increase the limit.

edit: also check your credit card bank available limit to pay. HDFC bank not allow to pay above generated bill amount.

getting below error

will try after 48 hrs lets c what happens

• drdaga

 

[ankurq7]

how long does it take for firsttap+phonepe to show the reward points being credited? Its been 3-4 days but yet to see any points

 

[varkey]

I have two IDFC accounts, is it possible to request for Firstap on both accounts? I initially requested only for one and got it, but after that I am not seeing the option to request for a Firstap DC for the other account.

 

[shu_sha]

Received 400 pts for adding beneficiary and transferring funds 😄