IDFC Firstap - The Mini DC

[LordVoldemort]

Hi Team,
I'm one of those guys who hate to take the wallet/ Phone everywhere and was looking for a sticker based DC which i can stick to my key chain. Got info on the firstap thing by IDFCFB. Applied and bought it.
Looks great and works great, Stuck to my Keyfob. Only thing is that it is a bit hard to make the shops believe that it is not sorcery.

 

[Abhishek012]

I am already having Wealth debit card. Can you think of any benefit by getting this First Tap card for me? I don't need a tap and pay card as I have NFC in phone.

I'm mainly interested in CC bill payment using DC. Like if there is any platform which gives RP for CC bill payment, but people are not using it as it is chargeable for other DC. But this card being Rupay might not incur transaction fees in those apps and get decent rewards. Is there any such niche that I should know about? Otherwise no use for me getting this card

By the Way Canara Setu is still eligible for all IDFC DC including IDFC Wealth debit card.

Link - https://billpe.setu.co/1428576343393568731/billers/Credit-Card

 

[devsfinance]

IDFC firstap RuPay DC is also RuPay Platinum Debit Card

You will get 20% upto 100 off per month on mobile recharge/Utility bill payment on Amazon

Also 20% upto 100 off per month on Swiggy

Reward site -

Pay CC bill through phonepe app -

Phonepe app - CC bill pay via Debit card -

MCC 4814, if you get these merchant names -

PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore

RuPay DC transaction is free.

Only 2 month left for 20% offer right?

 

[jyothisthaliath]

By the Way Canara Setu is still eligible for all IDFC DC including IDFC Wealth debit card.

Link - https://billpe.setu.co/1428576343393568731/billers/Credit-Card

Yes I knew this. I was thinking on lines of alternative if Setu became dead 😂

Also bill payment through PhonePe has added advantage that I can pay my BoB Onecard bill 🙏 so anyways I will apply for First Tap. Thanks a lot for the guidance

 

[Abhishek012]

Yes I knew this. I was thinking on lines of alternative if Setu became dead 😂

Also bill payment through PhonePe has added advantage that I can pay my BoB Onecard bill 🙏 so anyways I will apply for First Tap. Thanks a lot for the guidance

BOB Onecard available on Canara Setu too. Check "One - BOBCARD Credit Card" name.

 

[Abhishek012]

Only 2 month left for 20% offer right?

March is our FY ending, every FY offer will auto extended.

 

[devsfinance]

March is our FY ending, every FY offer will auto extended.

Yeah that’s correct but we are speculating that as of now? Right? The offer may change like last time as well right?

 

[Abhishek012]

Yeah that’s correct but we are speculating that as of now? Right? The offer may change like last time as well right?

The offer has been running since September 2019.

On the first Friday of September 2019, people were confident that the offer would end.

That hasn’t happened till now, and only minor changes were made regarding wallet to recharges/utility bill payments because logically, people were directly transferring money to banks.

Also, the max amount for the offer is covered by Amazon. As long as Amazon doesn’t run out of funds, the offer will continue.

 

[devsfinance]

The offer has been running since September 2019.

On the first Friday of September 2019, people were confident that the offer would end.

That hasn’t happened till now, and only minor changes were made regarding wallet to recharges/utility bill payments because logically, people were directly transferring money to banks.

Also, the max amount for the offer is covered by Amazon. As long as Amazon doesn’t run out of funds, the offer will continue.

That’s correct but again it’s the year of devaluations 😔

 

[Abhishek012]

Ek banda puch raha IDFC Select account ka, yeh kis tarah se calculate hua 52k spend ka -

 

[Credit_Cards]

Ek banda puch raha IDFC Select account ka, yeh kis tarah se calculate hua 52k spend ka -

View attachment 82720

kahan use kar rahe ho ?

 

[Abhishek012]

kahan use kar rahe ho ?

Phonepe par kiya usne, dekh toh raha hai.

Normal points kam mila but 10x me itna jada de diya.

 

[Aniket]

Ek banda puch raha IDFC Select account ka, yeh kis tarah se calculate hua 52k spend ka -

View attachment 82720

Uske liye Jan ka pura statment Rewards chahiye...

Kaise pata chalega, 50k above kitna txn huwa? 8k limit exceed huwa ya nahi?

App khud karke bata dijiye...

 

[Aniket]

Phonepe par kiya usne, dekh toh raha hai.

Normal points kam mila but 10x me itna jada de diya.

Particular txn dekh rahe hain aap issi liye jada lag raha hai 🤣

 

[Credit_Cards]

Phonepe par kiya usne, dekh toh raha hai.

Normal points kam mila but 10x me itna jada de diya.

lets say 40K pehle se kar rakha hai abnda to 10K pe normal milega and remaining amount that is X-10K pe 10x milega, logon ko Ganit nahi samajhta hai.

cc: @Aniket

 

[Abhishek012]

lets say 40K pehle se kar rakha hai abnda to 10K pe normal milega and remaining amount that is X-10K pe 10x milega, logon ko Ganit nahi samajhta hai.

cc: @Aniket

Main baat yeh hai ki IDFC Firstap Sticker RuPay Platinum DC pe takatak reward mil raha hai phonepe par and no conv fee. 😀😀

 

[mojo_jojo123]

I havent got 1000 intial spend reward on idfc first tap

 

[Abhishek012]

Yes I knew this. I was thinking on lines of alternative if Setu became dead 😂

Also bill payment through PhonePe has added advantage that I can pay my BoB Onecard bill 🙏 so anyways I will apply for First Tap. Thanks a lot for the guidance

Just an update - Higher variant account get higher welcome reward points on IDFC Firstap sticker RuPay Platinum debit card.

Already one person confirmed he got 8000 welcome reward points on IDFC First Wealth account using IDFC Firstap RuPay Platinum Debit Card (do first time minimum transaction Rs1500) -

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account.

@Devp23
@mojo_jojo123
@jyothisthaliath
@Credit_Cards

 

[mojo_jojo123]

Just an update - Higher variant account get higher welcome reward points on IDFC Firstap sticker RuPay Platinum debit card.

Already one person confirmed he got 8000 welcome reward points on IDFC First Wealth account using IDFC Firstap RuPay Platinum Debit Card (do first time minimum transaction Rs1500) -

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account.

@Devp23
@mojo_jojo123
@jyothisthaliath
@Credit_Cards

I have made 1st transaction of 1788.33 on 23-Jan-2025 using first tap rupay card .. got only base reward point .. no bonus reward point

 

[ravikumar]

I made initial transaction of Rs. 5000. Welcome reward points not received yet.

 

[Aniket]

I have made 1st transaction of 1788.33 on 23-Jan-2025 using first tap rupay card .. got only base reward point .. no bonus reward point

I made initial transaction of Rs. 5000. Welcome reward points not received yet.

Have patience. Sooner or later it will get posted.