🚀 CIBIL Score Flex! Let’s See Yours! 🚀

[sjmajumder]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥



Leaderboard:
🥇 Gold - @sjmajumder 809
🥈 Silver - @realSP, @naveenjoshi 808
🥉 Bronze - @Prem03, @sanzz 807

Other 800 Club Members:
@iamdhamo 805
@TechnoFino 804
@srinadhjyothi 801
@iamvk, @Yugi 800



P.S. You can check your credit scores for free:

• CIBIL: GPay, Paisabazaar, Cred, OneScore and once a year in CIBIL official site/app.
• CRIF: Cred (some accounts), Airtel Thanks, Mobikwik, MoneyControl and once a year in CRIF official site/app.
• Equifax: Paisabazaar, Tata Nue and once a year in Equifax official site/app.
• Experian: Paisabazaar, One Score, BankBazaar, PhonePe, PayTM and daily in Experian official site/app.
  
  

 

[Gaara]

 

[hender]

View attachment 85385

Very nice score 👏

 

[Prem03]

My CIBIL always remains above 800. Didn't know we can brag about CIBIL also

 

[hender]

My CIBIL always remains above 800. Didn't know we can brag about CIBIL also

View attachment 85444

Very nice score 👏 you have that - many people's dream, 800+

 

[mohitkamboj007]

My CIBIL always remains above 800. Didn't know we can brag about CIBIL also

View attachment 85444

Whats your maximum score or is it the max one?

 

[kuchbhikuchbhi is verified member.]

All are 800+ that's all what I can say 😉

 

[Tamal]

What's your credit mix???
As per my observation any 2 types of loan required for good CIBIL score.
Credit card + secured loan(car/home) + personal loan (unsecured/mortgage) = above 800 CIBIL score (if all payment are paid regularly)

 

[sjmajumder]

All are 800+ that's all what I can say 😉

In my case I had that one-off fall for around 20 days when I used 40% of CL of one card. Overall utilization was still less than 2%. But that sharp fall of 15-17 points was unexpected.

 

[sanzz]

Equifax Score - 874
Experian Score - 850
CIBIL Score- 807

 

[kuchbhikuchbhi is verified member.]

In my case I had that one-off fall for around 20 days when I used 40% of CL of one card. Overall utilization was still less than 2%. But that sharp fall of 15-17 points was unexpected.

But now everything has recovered right why to look at past

 

[hender]

Equifax Score - 874
Experian Score - 850
CIBIL Score- 807

Congratulations 🎉, you scored Distinction in all Sub(Credit Bureau)

 

[sjmajumder]

Congratulations 🎉, you scored Distinction in all Sub(Credit Bureau)

CIBIL: 809
CRIF: 869
Equifax: 867
Experian: 804

 

[hender]

CIBIL: 809
CRIF: 869
Equifax: 867
Experian: 804

View attachment 85498
View attachment 85499
View attachment 85500

Salute Sir 🙌

 

[hender]

I too got 84 % 😉 in 1 Subject: HDFC

Score 755- Jan 2025, previously 767-770.

Reason may be💡 : On 19 Dec 24, Applied Tata Neu infinity, LTF, because of some error, have to start again and Got Double Cibil check enquiry ✅.

 

[hender]

Almost 7 years of credit history.. no payment failure and no loan ever taken except credit cards.. but CIBIL never crosses 800 so I can assume without secure loan(home/car/etc) it will beView attachment 85501View attachment 85502 hard to get 800+ CIBIL score

That 800+ target 🎯 is good .
But consistently scoring around 800, it is also a tremendous effort. Congratulations 🎉

 

[hender]

CIBIL: 809
CRIF: 869
Equifax: 867
Experian: 804

View attachment 85498
View attachment 85499
View attachment 85500

Report Courtesy: GPay or something else??

 

[sjmajumder]

Salute Sir 🙌

I am wondering why my Experian is so poor 😢

Report Courtesy: GPay or something else??

All Official Reports downloaded from the official websites of the respective agency.

 

[hender]

I am wondering why my Experian is so poor 😢

They are waiting for your 💯 Active Card.
Post that they will hand over bureau to you.

 

[hender]

All Official Reports downloaded from the official websites of the respective agency.

All reports are paid ?

 

[sjmajumder]

All reports are paid ?

All are free.

Edited below with correct info:

CIBIL, CRIF and Equifax gives one free report every year, Experian gives unlimited free reports.