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🚀 CIBIL Score Flex! Let’s See Yours! 🚀

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sjmajumder

sjmajumder

TF Legend
RBIO King
Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥

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Leaderboard:
🥇 Gold - @sjmajumder 809
🥈 Silver - @Prem03, @sanzz 807
🥉 Bronze - @TechnoFino 804
 
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kray16 said:
My cibil is 409 currently from 328. I received free credit cards totaling 12.8 cr from multiple private banks even when I told them that I already have a good salary from my job and satisfied. Left my job, travelled the world, spent nights with women from diff ethnicity(Gave respect to all) and total spending was less than 4cr. Parked rest of the money in different govt banks as FD and govt bond. Took all the money out from CC via paytm wallet and diff. wallets.
SO HOW MUCH MONEY DO YOU HAVE and Yes bought a car last year ( full cash)from interest alone.
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💯 'Joke of the day ' .
 
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hender said:
My Joke-

Mr XYZ, Got a job outside India, Conversion of salary + Bonus = 86 Lakh per month.(1 Lakh US Dollar)
Got 10 Cards with 10x Annual Salary Limit. And 20x Personal loan with very less interest.
Withdraw all the money, and came back India with 500+ Crores.
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He must have been inspired by this fellow -

nextshark.com

International student allegedly maxes out $140K credit before fleeing to China

The individual asserted their loyalty to China and explained their actions as resistance to American imperialism
nextshark.com
 
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cardy said:
All the 800+ scorer also try to share your credit mix.
Just the numbers will suffice
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However this count is not correct. I have 34 CCs (some may be merged and shown as 1 like ICICI) and 0 loans. The 6 active loans shown actually are pre-approved ones (including one of Uni Paycheck) which I have not taken. I let those be there as it gives a credit mix boost to my score.
 
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sjmajumder said:
How come 30+ CC become 2 in few months? Were all those cards inactive and got closed in the last few months? What does your latest CIBIL report say about those cards?
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All the cards are still active, but don't know why only 2 cards are getting displayed (1 active and 1 closed). Observed one thing in my cibil dashboard, there's 1 address and 1 contact number which doesn't belong to me. Have emailed to nodal officer for the same. Lets see what happens
 
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You are playing it wrong and this is unfair!

Need more categories
1. 800+ (Ofc credit mix you can't cross the 800 mark, anyone here?)
2. 750-800 Mix Credit Type
3. 750-800 Only CC (<5Y Credit History, 0 default)
4. 750-800 Only CC (>=5Y Credit History, 0 default)
5. 750-800 Only CC (Defaulted)
6. <750
 
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m4b said:
You are playing it wrong and this is unfair!

Need more categories
1. 800+ (Ofc credit mix you can't cross the 800 mark, anyone here?)
2. 750-800 Mix Credit Type
3. 750-800 Only CC (<5Y Credit History, 0 default)
4. 750-800 Only CC (>=5Y Credit History, 0 default)
5. 750-800 Only CC (Defaulted)
6. <750
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This is like participating in the Olympics but demanding medals by ethnicity category 🤣🤣🤣
 
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