platinum DC cashback OUTSIDE of CC payment

[thomas.lunakutty]

I have a platinum easy shop HDFC DC, and I was using it for the monthly Rs. 750 (or less) credit card payments via SBI Unipay or Canara Setu both of which are gone now.

The minimum redemption is Rs. 250 worth of cash back. I have around 220 in there, and before I shelve the debit card as completely useless now, I want to know if I can somehow get the 30 more points I need and redeem it and then stop using it.

Any ideas how I can get the 30 points? I have only ever used the platinum easy shop for CC payments, I don't even know what else can bring me reward points.

 

[pennywisepoundwise]

Pay utility bills, I paid directly from the electricity board website and got the points

 

[msd07]

Shopping in amazon will give u 0.5%
Paying CC bills via smartpay is giving 1% cb... chk this thread

Post in thread '1% Cashback returns on HDFC Platinum Debit Card'

Mar 3, 2025

I think you missed a word? Within 2 days? Weeks? What? Also, now that i have enabkes smart pay, if i pay the bill on some other platform, will it get paid twice due to auto pay of smartpay? Or will smart pay detect bill already paid somewhere else? As in do i need to manually stop the auto pay if im paying the bill elsewhere

Corrected. Its 2 days.
Not sure what happens if the bill is already paid via another platform. Most probably if 'Bharat Bill Payment System' recognizes that the bill is already paid, then double payment should not go.

• Dobbiee

 

[thomas.lunakutty]

Pay utility bills, I paid directly from the electricity board website and got the points

I see, ok, thank you

Shopping in amazon will give u 0.5%
Paying CC bills via smartpay is giving 1% cb... chk this thread

Post in thread '1% Cashback returns on HDFC Platinum Debit Card'

Mar 3, 2025

I think you missed a word? Within 2 days? Weeks? What? Also, now that i have enabkes smart pay, if i pay the bill on some other platform, will it get paid twice due to auto pay of smartpay? Or will smart pay detect bill already paid somewhere else? As in do i need to manually stop the auto pay if im paying the bill elsewhere

Corrected. Its 2 days.
Not sure what happens if the bill is already paid via another platform. Most probably if 'Bharat Bill Payment System' recognizes that the bill is already paid, then double payment should not go.

• Dobbiee

Have never used SmartPay/ not familiar with it. Thanks, will check it out.