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HDFC Credit Limit Enhancement Request.

Hi team,

Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit limit Now is there any possibility to increase my credit limit with my Relationship manager. Please note that in last November my CL got increased from bank side without submitting any income proof’s.
 
Hi team,

Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit limit Now is there any possibility to increase my credit limit with my Relationship manager. Please note that in last November my CL got increased from bank side without submitting any income proof’s.
Mail to grievance.redressalcc@hdfcbank.com
Directly & try your luck, RM is of NO USE Remember.
 
I have applied for an HDFC credit card through non-Aadhaar mobile number. I am not able to complete Aadhaar based E-KYC. Always getting error that "Your Aadhaar is not linked with valid Mobile Number". How to proceed in this case?
 
Hi team,

Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit limit Now is there any possibility to increase my credit limit with my Relationship manager. Please note that in last November my CL got increased from bank side without submitting any income proof’s.
There is six months cooling period. I tried twice but both times got rejected. As soon as six months completed they accepted. Since your limit is already 5.85lacs, you may better ask Diners Metal upgrade if it suits your needs.
 
Hi team,

Recently 4 months back I switched my salary account to HDFC bank. Last month account upgraded to preferred banking and I have linked my wife account to my family banking she also earn 1L net credit and 1.5L net mine. And we made 7L FD. I’m using hdfc regalia gold with 5.85L credit limit Now is there any possibility to increase my credit limit with my Relationship manager. Please note that in last November my CL got increased from bank side without submitting any income proof’s.
Have you got any Good Card /Limit for your wife in HDFC, if not , Start getting it meanwhile.
 
26 Feb: I wrote email to HDFc regarding limit enhancement alongwith salary slips.
3 March: Thye offered me enhancement limit(sort of 2x than existing) and asked to give consent with last 4 digit of cards.
I gave my consent in reply within few minutes itself.
Since then, NO reply. Today I got message that my issue is resolved on 3 March 2025.
So I gave my consent to offer again today a s a new reply.
no reply from their end. Now they have assigned new reference number.
 
I also mailed HDFC for limit increase. Got a measely 50k increase on existing limit of 5L on DCB metal, after submitting my payslips. I currently pull 2.3L per month post tax. Should i try to escalate to PNO for more credit limit? I already spent 13L in last 8 months and do have another 5L spend coming up in April start, that's why trying for a limit increase
 
I also mailed HDFC for limit increase. Got a measely 50k increase on existing limit of 5L on DCB metal, after submitting my payslips. I currently pull 2.3L per month post tax. Should i try to escalate to PNO for more credit limit? I already spent 13L in last 8 months and do have another 5L spend coming up in April start, that's why trying for a limit increase
Nowadays they are just not trying to read any emails, I have a case from January 18th and it's still forwarding, they are so dumb that they can't even understand the subject nor the matter in body, i had got a call from pixel team that I asked to read the email & then say what is written, I pointed on her reading that can you please re-read & let me know where I wrote for ltf, they read LE as ltf what a dumb ass they are i understood on call, I also have the recording with pixel escalation team lady.

So, write in simple hindi or Tamil, with bold fonts and large text. Atleast if they read it correctly they will do otherwise just jumping of cases by a week.
 
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