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Biz black application

  • Thread starter Thread starter abhiinamd
  • Start date Start date
  • Replies Replies 9
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abhiinamd

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Hi everyone,

I'm new to this part of the credit card world and could really use some advice. Saw amazing redemption stories on social media and saw the opportunity I’m missing out.
I’m in the process of applying for the HDFC Biz Black Credit Card. After doing a bit of research, I’ve decided this card seems to be the best option since the main payments are related to GST, and qualifies based on the Income Tax Return.
There is no CIBIL history.
But has long relationship with HDFC bank…
BM has asked for computation ITR…
Would appreciate any advice, tips, or personal experiences from anyone who has gone through this process! I want to make sure we’re following all the right steps to increase our chances of approval.

Thanks in advance for your help!
 
Last edited:
Apply For LTF IndusInd Bajaj Tiger Credit Card
Can Bizblack card be applied via grievance email route by someone not having any existing HDFC CC?

A friend has a saving account with HDFC, and an add-on from his father’s Infinia. He is meeting ITR criteria but doesn’t want to visit branch as it’s far away.
 
nikhilv0303 said:
Can Bizblack card be applied via grievance email route by someone not having any existing HDFC CC?

A friend has a saving account with HDFC, and an add-on from his father’s Infinia. He is meeting ITR criteria but doesn’t want to visit branch as it’s far away.
Click to expand...
Only existing cards the grievance work out
Else they reject it and ask to visit branch
Just try it but can’t assure
 
Apply For LTF Axis Bank Credit Card
You may get the card on relationship basis,
But It'll be better to generate score and then apply. Limit would be better.

For generating cibil if you don't like fd card you can still take a very small loan on fd.

Like make a fd of 50k
Take a 12 k loan on that fd over 12 emi of 1k per month
Just for an example, you have to see what your bank allow.
In three months cibil is generated.
 
cardy said:
You may get the card on relationship basis,
But It'll be better to generate score and then apply. Limit would be better.

For generating cibil if you don't like fd card you can still take a very small loan on fd.

Like make a fd of 50k
Take a 12 k loan on that fd over 12 emi of 1k per month
Just for an example, you have to see what your bank allow.
In three months cibil is generated.
Click to expand...
Thanks
He has card from other bank , so CIBIL isn’t an issue
 
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