Tide RuPay Wallet Card - 5% SBI Cashback Card + 3.5% Cashback on Tide RuPay Card Spend

[Abhishek012]

Tide RuPay Wallet Card - 5% SBI Cashback Card + 3.5% Cashback on Tide RuPay Card Spend:

First Signup/login (update the app for old users) -

Tide Business India – Apps on Google Play

Tide is a business financial platform that helps you start doing what you love.

play.google.com

Complete kyc and wait for physical RuPay wallet card delivery for new users.

You will see Credit card option for load money -

Click here on bank's website -



Check merchant name - "Tide platforms Ltd" and pay using 5% SBI Cashback credit card

You will see 2.5% Charges but you will get 5% Cashback on SBI Cashback credit card.



Now use Tide RuPay card to get 3.5% cashback -

First trick -

Go to payzapp app and pay your Livquik/Bajaj fastag payment -

check merchant name - "PZFASTAG" and get 3.5% Cashback on Tide RuPay card.

No extra charges here.



2nd Trick -

Direct Payzapp wallet load also eligible for 3.5% Cashback on Tide RuPay card.

Use Payzapp full kyc wallet and then use Wallet UPI to pay any Merchant UPI

or NFC Android phone users also use Tap & Pay through Payzapp app

Payzapp wallet loading charge 1.5%+GST and you will get 3.5% Cashback on Tide RuPay card wallet.

3rd Trick -

Use OmniCard wallet app and use Wallet UPI for bank transfer, app link -

OmniCard: UPI, Card & Rewards – Apps on Google Play

Secure UPI, Exclusive Brand Offers, Free Virtual Card, Easy Payments & Cashback.

play.google.com

my old post about Omni Card Wallet UPI (old omnicard wallet trick is not working on this link post but Wallet UPI signup process is same) - https://www.technofino.in/community...ly-earn-3-upto-rs3000-profit-per-month.17705/

OmniCard wallet loading charge 2.17% and you will get 3.5% Cashback on Tide RuPay card wallet.

4th Trick -

T-wallet app -

T Wallet: Govt. Payments, IMPS – Apps on Google Play

Electricity Bill Payment, Online Recharge, DTH, Bus & Flight tickets

play.google.com

Here you can signup through mini kyc or full kyc account too.

Load to T-wallet app and pay for livquik fastag or credit card bill payment (if you get any error on credit card bill payment, just wait 2-3 days and then pay).

T-wallet app loading charge 1.18% and you will get 3.5% Cashback on Tide RuPay card wallet.

But wait, T-wallet app transaction category is govt spend and first Tide will charge you Rs10+GST extra but after 3 bank working day Tide will refund the extra charge.

Effectively you pay only 1.18% charges.



5th Trick -

Tide offer direct bank transfer option.

First you need to purchase Tide reward pass Rs500. which is also refunded if you complete all this payment.

Bank transfer charges will be 1.5% and you will get 2% cashback.

However, im not recommended to use bank transfer feature because low profit.

More details about reward pass here -

Terms governing the special Rewards Pass offer for bank transactions | Tide Business

This offer will begin on 11 December 2024 and will end on 31 December 2024 (both dates inclusive) (“Offer Duration”). This offer is available to select subscribers of the Tide Rewards Pass only. We will reach out to the eligible members on call, email, SMS, WhatsApp or through the Tide app. As...

www.tide.co

 

[Sahil_07]

Has the 700 cb of Feb ( for spending 20k) been credited to account?

 

[the.avhishek]

Has the 700 cb of Feb ( for spending 20k) been credited to account?

credit in last week of march.

 

[ayush2635]

Can anyone give me their referral code?

 

[BhaiyaJi]

Can anyone give me their referral code?

DM for referral code

 

[SUBARNA Mahato]

You misunderstood, monthly 1st 1000 load is free, not daily. Mbk stock already in loss, don't expect them to be so generous.

I think Mobiwik wallet add money offer upto 1000( free) has been gone.. in March,i didn't add money yet Mobiwik wallet ,still showing charges to add money from credit card (upto 1000)

 

[Dreamer]

I think Mobiwik wallet add money offer upto 1000( free) has been gone.. in March,i didn't add money yet Mobiwik wallet ,still showing charges to add money from credit card (upto 1000)

looks like it. Same issue with me.

 

[BhaiyaJi]

Yes its gone, last worked on 4th March as per some.

 

[SUBARNA Mahato]

Now o

Yes its gone, last worked on 4th March as per some.

Now only one solution, add money in payzap wallet from tide at 2.5% charge, and you will get 3.5% cashback
Almost 1% cashback gain😂
20000 *1%= almost 200( my 6 months Spotify subscription as my Spotify has family subscription of 180 monthly with 6 member ,so almost 30/, person)😂😂😂

 

[SUBARNA Mahato]

credit in last week of march.

Where you spend tide card last month..also tell me charges about that platform

 

[RupayMan]

Now o

Now only one solution, add money in payzap wallet from tide at 2.5% charge, and you will get 3.5% cashback
Almost 1% cashback gain😂
20000 *1%= almost 200( my 6 months Spotify subscription as my Spotify has family subscription of 180 monthly with 6 member ,so almost 30/, person)😂😂😂

Hello, is gst free for your payzapp account load?

 

[SUBARNA Mahato]

Hello, is gst free for your payzapp account load?

For 20000, they will charge 590,110 net gain

 

[Dudul123#]

I raised the missing transfer part with customer support - they enabled it.

Now the next issue I'm facing is a mismatch between my name on tide and bank account.
Customer support actually told me to get my name changed on my bank account to match tide as it's against their policy to make changes to account names or manually verify the bank account . I was shocked at their audacity when they actually said this.

Do you have the option of paying other people? Mine it says we can only transfer to your own personal account.

I am getting the same issue after buying the tide pass I am not getting the bank transfer option.i had a chat with the customer card and told me to wait for 72 hours .

Did you do the same way or anything else?
If else please recommended
Thanks.

 

[RupayMan]

For 20000, they will charge 590,110 net gain

That is 2.95% charges, correct your math.

 

[Akinich]

I am getting the same issue after buying the tide pass I am not getting the bank transfer option.i had a chat with the customer card and told me to wait for 72 hours .

Did you do the same way or anything else?
If else please recommended
Thanks.

Nope, I'm stuck.
Don't have a way of transferring unless I open a new bank account with the same name.
Currently using the tide to load into Porter credits for work. At least balance is getting used there without any charges.

Their cash back system based on spends is messed up.

If the name is phonepe recharge - it's only counting towards 20k spends for 2% - 400 cashback

If the name is smart shift logistics - it gets counted towards the 3.5% cash back but doesn't show up in the 2% cashback offer area.

Damn weird. Thinking of dropping the tide membership and card by this month end.

 

[Dudul123#]

Nope, I'm stuck.
Don't have a way of transferring unless I open a new bank account with the same name.
Currently using the tide to load into Porter credits for work. At least balance is getting used there without any charges.

Their cash back system based on spends is messed up.

If the name is phonepe recharge - it's only counting towards 20k spends for 2% - 400 cashback

If the name is smart shift logistics - it gets counted towards the 3.5% cash back but doesn't show up in the 2% cashback offer area.

Damn weird. Thinking of dropping the tide membership and card by this month end

Nope, I'm stuck.
Don't have a way of transferring unless I open a new bank account with the same name.
Currently using the tide to load into Porter credits for work. At least balance is getting used there without any charges.

Their cash back system based on spends is messed up.

If the name is phonepe recharge - it's only counting towards 20k spends for 2% - 400 cashback

If the name is smart shift logistics - it gets counted towards the 3.5% cash back but doesn't show up in the 2% cashback offer area.

Damn weird. Thinking of dropping the tide membership and card by this month end.

Do you mean to say that you cannot tr

Nope, I'm stuck.
Don't have a way of transferring unless I open a new bank account with the same name.
Currently using the tide to load into Porter credits for work. At least balance is getting used there without any charges.

Their cash back system based on spends is messed up.

If the name is phonepe recharge - it's only counting towards 20k spends for 2% - 400 cashback

If the name is smart shift logistics - it gets counted towards the 3.5% cash back but doesn't show up in the 2% cashback offer area.

Damn weird. Thinking of dropping the tide membership and card by this month end.

Do you mean to say that we cannot transfer money from tide account to any bank account or not?

And if possible could explain your situation of different names with examples.
After how much time did you got your bank transfer option

 

[harsh08]

Nope, I'm stuck.
Don't have a way of transferring unless I open a new bank account with the same name.
Currently using the tide to load into Porter credits for work. At least balance is getting used there without any charges.

Their cash back system based on spends is messed up.

If the name is phonepe recharge - it's only counting towards 20k spends for 2% - 400 cashback

If the name is smart shift logistics - it gets counted towards the 3.5% cash back but doesn't show up in the 2% cashback offer area.

Damn weird. Thinking of dropping the tide membership and card by this month end.

well its based on the merchant mcc and they have stated in their t&c and which category gets counted in 3.5% and 2%

and if a spend is counted in 3.5% then why would it get showed in 2%??

 

[ayush2635]

I talked to customer care yesterday they told me that if my monthly spend is below ₹20,000 everything is counted as 2% and the cashback is calculated according to the amount spend and once I touched the milestone of ₹20,000 i will get flat ₹700 cashback. Which is 3.5%.
But here's the twist as from the spend of ₹20,000 to ₹49,999 i will only get ₹700.
What I mean to say is that after ₹20,000 I only get milestone cashback.
Correct me if I am wrong.
I got this information from customer care executive of TIDE.

 

[Kumar93196]

I

I talked to customer care yesterday they told me that if my monthly spend is below ₹20,000 everything is counted as 2% and the cashback is calculated according to the amount spend and once I touched the milestone of ₹20,000 i will get flat ₹700 cashback. Which is 3.5%.
But here's the twist as from the spend of ₹20,000 to ₹49,999 i will only get ₹700.
What I mean to say is that after ₹20,000 I only get milestone cashback.
Correct me if I am wrong.
I got this information from customer care executive of TIDE.

Its right.

 

[Akinich]

Do you mean to say that we cannot transfer money from tide account to any bank account or not?

And if possible could explain your situation of different names with examples.
After how much time did you got your bank transfer option

Can't do bank transfer.

 

[Kumar93196]

Can't do bank transfer.

If you take the membership than you can transfer.

After taking membership raise the request to tide cc for activation of bank transfer than you can transfer the money to self account remeber name should be same as per bank account and tide account