Just sharing one more thought. It's actually a pain point for me. How do you manage all your reward points?
There are so many different reward points systems and points are spread across different places. That's one big thing I'm trying to sort out.
For bigger banks and point systems like AMEX, HDFC, Axis Edge rewards, ICICI points, etc., there are transfer partners or we can purchase some gift vouchers etc.
But there are these smaller banks like IDFC or Indusind, HSBC, DBS etc. where the reward points are too thin. They are spread across in these lesser used bank cards and to even transfer or buy a voucher, we need atleast a meaningful amount of points.
Then comes these Fintech apps or points by third parties like zillion, twid, and the likes. It's really getting messy because so many points lying in different places and spread out. Some expire but some goes unused.
Whichever app you take, there is a wallet or a point balance. If I could transfer everything to one place, that would have been awesome..