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How to get ICICI Emeralde Private metal credit card

iamsandy

TF Neo
Hello, I have ICICI bank's coral, amazon pay and sapphiro credit cards with each card having 18L limit.
I have my salary account in ICICI bank.
In card upgrade option, i see emeralde credit card but not the private metal. when i checked with my RM, she says minimum salary requirement is 3L/month.
I have 2.5L/month salary. Is there a way for me to get one?
 
Here's one method put out in great detail by the SpendWisely account on twitter:
Clixk

I'm sure there are a lot of other methods too.
I have tried something similar with my RM trying to show my bonus component and ITR which is close to 50L. My total credit limit in ICICI credit cards is 36L. Even after this, my RM says she can't proceed without 3L monthly in hand salary
 
I have tried something similar with my RM trying to show my bonus component and ITR which is close to 50L. My total credit limit in ICICI credit cards is 36L. Even after this, my RM says she can't proceed without 3L monthly in hand salary
I get it. I think RM is tbr problem in your case.

In most cases, whether it's the infinia or the EPM now, I have come to understand that a good RM makes all the difference.

But, and it's a big one, it is still not guaranteed. Such is the way these cards work.
 
I was in convo with my RM from last week to get EPM and finally got this mail today. Initially he said its not mandatory to shift the salary account, but now they are saying this.
I am on Imperia banking holding Infinia with HDFC. Confused if I should switch, just in case Infinia Reserve comes up, Imperia banking might give me an edge (just thinking).

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I was in convo with my RM from last week to get EPM and finally got this mail today. Initially he said its not mandatory to shift the salary account, but now they are saying this.
I am on Imperia banking holding Infinia with HDFC. Confused if I should switch, just in case Infinia Reserve comes up, Imperia banking might give me an edge (just thinking).

View attachment 89123
What is the eligibility criteria?
 
I was in convo with my RM from last week to get EPM and finally got this mail today. Initially he said its not mandatory to shift the salary account, but now they are saying this.
I am on Imperia banking holding Infinia with HDFC. Confused if I should switch, just in case Infinia Reserve comes up, Imperia banking might give me an edge (just thinking).

View attachment 89123
Dont tie imperia or any account category with hdfc's credit card offering. It will be a wasted effort. If you are keeping the account status in hopes of Infinia Reserve, i would say jump the vagon to EPM
 
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