Offer Fulfilled! Fastest Way to Get a Federal Bank Core Credit Card – No Verification, VKYC, or Pre-Approved Offers Needed!

[Anindya98]

Federal Bank is aggressively issuing core credit cards, making them easier to get with decent limits. However, getting a limit enhancement (LE) is tough and takes time.

I started my journey with Federal in Nov 2021 with a Fi Account, later adding Jupiter in Jan 2022. I used Fi actively until July 2023 before switching to IDFC. After that, Fi became a secondary account. Jupiter is also active.

Seeing SnowLucifer's post, I considered applying, but my Scapia card application was rejected in early March, leaving me unsure. After discussing it with @BeingIncog, I decided to try.

Applied on March 28:
✅ Uploaded my last 3 months' bank statement
✅ Choose Visa as the preferred network (no variant selection)
✅ If pre-approved, the bank statement step is skipped

The application number was generated, but no VKYC or verification call. I assumed it would be rejected like Scapia, but to my surprise, it got approved for Federal Signet with ₹75K! 🎉. It took a maximum of 2 hours to get approved.

Timeline:
📅 28th March – Applied & Approved Same Day
📦 29th March – Dispatched
📬 2nd April – Delivered


Now, I'm seeing the Wave Rupay card offer in the Federal App.

Any suggestions on how to get the Scapia card now? Also, an interesting point—there was no CIBIL hit this time, but during Scapia, there was.

Share your journey on how you got your Federal card and if this thread helped you in getting one! 🚀

Federal Bank Credit Card Comparison

 

[BeingIncogBeingIncog is verified member.]

then mark the thread under Federal Bank CC
View attachment 89096

some senior mod will be able to do it.

 

[kvndsz512]

Federal Bank is aggressively issuing core credit cards, making them easier to get with decent limits. However, getting a limit enhancement (LE) is tough and takes time.

I started my journey with Federal in Nov 2021 with a Fi Account, later adding Jupiter in Jan 2022. I used Fi actively until July 2023 before switching to IDFC. After that, Fi became a secondary account. Jupiter is also active.

Seeing SnowLucifer's post, I considered applying, but my Scapia card application was rejected in early March, leaving me unsure. After discussing it with @BeingIncog, I decided to try.

Applied on March 28:
✅ Uploaded my last 3 months' bank statement
✅ Choose Visa as the preferred network (no variant selection)
✅ If pre-approved, the bank statement step is skipped

The application number was generated, but no VKYC or verification call. I assumed it would be rejected like Scapia, but to my surprise, it got approved for Federal Signet with ₹75K! 🎉. It took a maximum of 2 hours to get approved.

Timeline:
📅 28th March – Applied & Approved Same Day
📦 29th March – Dispatched
📬 2nd April – Delivered


Now, I'm seeing the Wave Rupay card offer in the Federal App.

Any suggestions on how to get the Scapia card now? Also, an interesting point—there was no CIBIL hit this time, but during Scapia, there was.

Share your journey on how you got your Federal card and if this thread helped you in getting one! 🚀

Federal Bank Credit Card Comparison

View attachment 89011 View attachment 89010

ty bro got celesta with 5L limit 😄

now tell me how to spend 10k for the 600rs gv 😛 will taking out amazon gv from amazon work?

and any idea on from where to pay federal cc bills?

 

[BeingIncogBeingIncog is verified member.]

will taking out amazon gv from amazon work?

Yes that's simplest.

and any idea on from where to pay federal cc bills?

As it's on bbps from very beginning so pay bill like any other credit cards, only needs last 4 digits and your registered mobile number.

 

[kvndsz512]

Yes that's simplest.

As it's on bbps from very beginning so pay bill like any other credit cards, only needs last 4 digits and your registered mobile number.

noice would take out 10k amazon gv ez

 

[kvndsz512]

Yes that's simplest.

As it's on bbps from very beginning so pay bill like any other credit cards, only needs last 4 digits and your registered mobile number.

btw the 600rs amazon gv when does it come? approx? and how to know if we are eligible or not like the spends done is counted or not ?

 

[BeingIncogBeingIncog is verified member.]

btw the 600rs amazon gv when does it come? approx? and how to know if we are eligible or not like the spends done is counted or not ?

you'll get it around 30-60 days of transaction. eligibility may be linked to rewards redemption site... means you can check 10X rewards thing...

 

[kvndsz512]

you'll get it around 30-60 days of transaction. eligibility may be linked to rewards redemption site... means you can check 10X rewards thing...

oki cool means if i get points means i will be getting the voucher aswell ?

btw does it show points before hand or after statement generation?

 

[BeingIncogBeingIncog is verified member.]

oki cool means if i get points means i will be getting the voucher aswell ?

btw does it show points before hand or after statement generation?

Before mostly after trxn settlement.

 

[Maitri_Maniya]

Federal Bank is aggressively issuing core credit cards, making them easier to get with decent limits. However, getting a limit enhancement (LE) is tough and takes time.

I started my journey with Federal in Nov 2021 with a Fi Account, later adding Jupiter in Jan 2022. I used Fi actively until July 2023 before switching to IDFC. After that, Fi became a secondary account. Jupiter is also active.

Seeing SnowLucifer's post, I considered applying, but my Scapia card application was rejected in early March, leaving me unsure. After discussing it with @BeingIncog, I decided to try.

Applied on March 28:
✅ Uploaded my last 3 months' bank statement
✅ Choose Visa as the preferred network (no variant selection)
✅ If pre-approved, the bank statement step is skipped

The application number was generated, but no VKYC or verification call. I assumed it would be rejected like Scapia, but to my surprise, it got approved for Federal Signet with ₹75K! 🎉. It took a maximum of 2 hours to get approved.

Timeline:
📅 28th March – Applied & Approved Same Day
📦 29th March – Dispatched
📬 2nd April – Delivered


Now, I'm seeing the Wave Rupay card offer in the Federal App.

Any suggestions on how to get the Scapia card now? Also, an interesting point—there was no CIBIL hit this time, but during Scapia, there was.

Share your journey on how you got your Federal card and if this thread helped you in getting one! 🚀

Federal Bank Credit Card Comparison

View attachment 89011 View attachment 89010

i recieved call from bank bazar that you can get federal signet. should i proceed with them? will it increase the probability of appoval if applied via bankbazar?

 

[Anindya98]

i recieved call from bank bazar that you can get federal signet. should i proceed with them?

Direct is the best way to proceed.

will it increase the probability of appoval if applied via bankbazar?

No.
They’ll flood you with spammy offers.

 

[Maitri_Maniya]

Direct is the best way to proceed.

No.
They’ll flood you with spammy offers.

i have so many CIBIL enquiries for credit cards in last 6 months that's why asking. the agent told me that they don't need any verification and all. also i work from home. and in past i had issues with AU & HSBC bank credit cards bcz of work from home. so i'm thinking if i go via agent and if office verification can be skipped

 

[kvndsz512]

i have so many CIBIL enquiries for credit cards in last 6 months that's why asking. the agent told me that they don't need any verification and all. also i work from home. and in past i had issues with AU & HSBC bank credit cards bcz of work from home. so i'm thinking if i go via agent and if office verification can be skipped

for me also no issues wfh ez no load 😀 federal is currently giving out cc maybe try ur luck once

 

[Anindya98]

i have so many CIBIL enquiries for credit cards in last 6 months that's why asking. the agent told me that they don't need any verification and all. also i work from home. and in past i had issues with AU & HSBC bank credit cards bcz of work from home. so i'm thinking if i go via agent and if office verification can be skipped

for me also no issues wfh ez no load 😀 federal is currently giving out cc maybe try ur luck once

Agree with @kvndsz512. Federal is handing out credit cards like peanuts, with instant approvals happening within hours!
WFH will not be an issue, just slightly change the office address from your home address.