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RuPay Select Debit Card Portfolio

But how can I get another when VDC is already generated?
Account Variant you have, with that Classic don't match, it must be higher variant. Seems Some Glitch.
It's 🔝 topmost Variant in Salary, they can offer, with 5 pages/tabs of benefits. Concession in Retail Loan,
Temp OD, Life Cover etc
Go through them( if not previously), might be someone is more beneficial for you, now or in Future.
 

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I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.
Which BOB Salary account offer Rupay Select DC?
 
The thing is with pnb that you have to maintain 50k in your account to be eligible for the rupay select but for new account those who don't want to wait for months can open "ELITE PREMIUM" which is 50k mab account and can apply the card instantly.

Yes maharashtra can be opened online(not joint) so 1 rupay select dc. Afterward downgrade to sb general.
After downgrading will they start charging annual fees for Rupay select Dc?
 
The thing is with pnb that you have to maintain 50k in your account to be eligible for the rupay select but for new account those who don't want to wait for months can open "ELITE PREMIUM" which is 50k mab account and can apply the card instantly.

Yes maharashtra can be opened online(not joint) so 1 rupay select dc. Afterward downgrade to sb general.
I opned normal Pnb acc in online mode on 18th March, funded 1k initially .
on 1st April I added 50k in my acc.
went to branch on 4th April, and successfully applied the card
 
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