RuPay Select Debit Card Portfolio

[La pasión]

Elite Salary Account with Elite Metal DC.

Bhai jo mila ab rakhlo yahi apka satya h.

 

[apurba.d1]

Elite Salary Account with Elite Metal DC.

Don't know about that variant that's why i mentioned SBPRO

 

[sidmanraj]

IOB MAB for rupay select is 2000

 

[hender]

My first generated card is RSDC then why did I get Rupay Classic virtual DC?

Elite Salary Account with Elite Metal DC.

They will correct the mistake surely, don't get angry BOSS😉

 

[sjmajumder]

They will correct the mistake surely, don't get angry BOSS😉

But how can I get another when VDC is already generated?

 

[sjmajumder]

IOB MAB for rupay select is 2000

Where did you get this info?

IOB website says AMB of 1L + Issuance 800 +GST, AMC 800 +GST

 

[hender]

But how can I get another when VDC is already generated?

Account Variant you have, with that Classic don't match, it must be higher variant. Seems Some Glitch.

 

[hender]

But how can I get another when VDC is already generated?

https://www.unionbankofindia.co.in/en/Details/elite-salary-account

Account Variant you have, with that Classic don't match, it must be higher variant. Seems Some Glitch.

It's 🔝 topmost Variant in Salary, they can offer, with 5 pages/tabs of benefits. Concession in Retail Loan,
Temp OD, Life Cover etc
Go through them( if not previously), might be someone is more beneficial for you, now or in Future.

 

[sjmajumder]

https://www.unionbankofindia.co.in/en/Details/elite-salary-account

It's 🔝 topmost Variant in Salary, they can offer, with 5 pages/tabs of benefits. Concession in Retail Loan,
Temp OD, Life Cover etc
Go through them( if not previously), might be someone is more beneficial for you, now or in Future.

Got printed version of the same in the KIT 🙂

 

[sjmajumder]

Bhai jo mila ab rakhlo yahi apka satya h.

Anyone has any experience of blocking Union VDC and regenerating?

 

[TECHXYZ]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

Which BOB Salary account offer Rupay Select DC?

 

[sjmajumder]

Which BOB Salary account offer Rupay Select DC?

None as per website

 

[fradela]

Which BOB Salary account offer Rupay Select DC?

I think all.

For premium and privilege, they give LTF Visa Sapphire card.

You can apply Rupay select and Platinum from Bob mobile app.

 

[fradela]

None as per website

They are not updated in their website.

Rupay select is for all salary accounts.

 

[sjmajumder]

I think all.

For premium and privilege, they give LTF Visa Sapphire card.

You can apply Rupay select and Platinum from Bob mobile app.

For premium and privilege, will RSDC be LTF? What happens to the Visa Sapphire card if I apply RSDC from mobile app?

 

[zomatoo]

Which BOB Salary account offer Rupay Select DC?

The account variants listed in this rti are eligible for RSDC(confirm with bank if chargeable)

 

[TECHXYZ]

None as per website

Website don't include everything, but jis bhai ne likha hai koi toh baat hogi tabhi likha hai. Can he ans this fradela

 

[Rajx99]

The thing is with pnb that you have to maintain 50k in your account to be eligible for the rupay select but for new account those who don't want to wait for months can open "ELITE PREMIUM" which is 50k mab account and can apply the card instantly.

Yes maharashtra can be opened online(not joint) so 1 rupay select dc. Afterward downgrade to sb general.

After downgrading will they start charging annual fees for Rupay select Dc?

 

[Sahil_07]

After downgrading will they start charging annual fees for Rupay select Dc?

it is obvious, why will bank give all those benefits freely?

 

[Sahil_07]

The thing is with pnb that you have to maintain 50k in your account to be eligible for the rupay select but for new account those who don't want to wait for months can open "ELITE PREMIUM" which is 50k mab account and can apply the card instantly.

Yes maharashtra can be opened online(not joint) so 1 rupay select dc. Afterward downgrade to sb general.

I opned normal Pnb acc in online mode on 18th March, funded 1k initially .
on 1st April I added 50k in my acc.
went to branch on 4th April, and successfully applied the card