Rewards on Yes bank Kiwi CC above 1.5 lac?

[sukumush]

I have done 1.5 lac worth of transactions eligible for 5% reward on my Yes bank Kiwi CC, and will be receiving the 5% cashback by end of this month. Will i continue to get 5% cashback on transactions above 1.5 lac or just the base 2%?

I have done 1.5 lac worth of transactions eligible for 5% reward on my Yes bank Kiwi CC, and will be receiving the 5% cashback by end of this month. Will i continue to get 5% cashback on transactions above 1.5 lac or just the base 2%?

Update:
I got 5% CB for transactions upto 1.5lac. And over that I'm getting 2% (base) CB

 

[Buttman]

Extra discounts (3% - 5%) takes online spends (other than scan & pay through Kiwi app) into consideration as well.

That’s great. And what’s not eligible for milestone? Couldn’t find anything about insurance in tnc

 

[sukumush]

That’s great. And what’s not eligible for milestone? Couldn’t find anything about insurance in tnc

Insurance is not eligible for both normal and milestone rewards. Also, these spends are not eligible (see attached image)

 

[Sobirvs]

Extra discounts (3% - 5%) takes online spends (other than scan & pay through Kiwi app) into consideration as well.

I don't get one thing... why "ineligible" trxns are getting subtracted from gross spends? They aren't included in pay/scan and online trxns, then why subtract? our net spends shd be scan&pay+online-refunds = net spend no????

 

[sukumush]

I don't get one thing... why "ineligible" trxns are getting subtracted from gross spends? They aren't included in pay/scan and online trxns, then why subtract? our net spends shd be scan&pay+online-refunds = net spend no????

Scan & pay and online spend might include ineligible spends as well so eligible spends will be (scan & pay + online)(includes ineligible spends) - ineligible spends

 

[Sobirvs]

Scan & pay and online spend might include ineligible spends as well so eligible spends will be (scan & pay + online)(includes ineligible spends) - ineligible spends

that's the prob, my ineligible trxn is not included in scan/pay and online... that's my prob.

 

[bhauka11]

Insurance is not eligible for both normal and milestone rewards. Also, these spends are not eligible (see attached image)

Slightly off topic,

I wanted to know if anyone has any idea how to apply for kiwi credit card if it was rejected previously and cooling period of 3 months is over now??

No option in Kiwi app to apply again..

 

[vchouksey80]

Update:
I got 5% CB for transactions upto 1.5lac. And over that I'm getting 2% (base) CB

What is the limit of your card?

 

[sukumush]

What is the limit of your card?

3 lacs limit.

 

[vchouksey80]

3 lacs limit.

On spend of 1.5 lac you got 7.5K worth kiwis right? I heard somewhere in this forum that it has max limit capping of 1% of credit card limit??

 

[sukumush]

On spend of 1.5 lac you got 7.5K worth kiwis right? I heard somewhere in this forum that it has max limit capping of 1% of credit card limit??

The 1% cap on CB is per monthly billing cycle. Not annually.

 

[vchouksey80]

The 1% cap on CB is per monthly billing cycle. Not annually.

Aah, so it means one should use kiwi wisely.

Eg - if I have 3lac limit then max I should spend 60k, so that 2% is 3k worth kiwis and milestone in next month is additional right??

 

[Jay Kapoor]

@sukumush does online transaction using card details earn 5% net cashback too when one reaches 1.5 L? For example a 75k transaction done on flipkart using card details and 75k by scan and pay.. will one earn net 7.5k cashback?

 

[sunit123]

@sukumush does online transaction using card details earn 5% net cashback too when one reaches 1.5 L? For example a 75k transaction done on flipkart using card details and 75k by scan and pay.. will one earn net 7.5k cashback?

No
Online: 0.5%
Scan and Pay: Slab based 5% on spend of 1.5 lakh

 

[sunit123]

Aah, so it means one should use kiwi wisely.

Eg - if I have 3lac limit then max I should spend 60k, so that 2% is 3k worth kiwis and milestone in next month is additional right??

It is not true...My limit is 3 lakh and i spent 1.25 lakh in a month and received 100% reward

 

[Jay Kapoor]

No
Online: 0.5%
Scan and Pay: Slab based 5% on spend of 1.5 lakh

Thanks for the response. So in my example will the spend of 75k count for the milestone? And I will receive net 5% cashback on the 75k of scan and pay?

 

[Dudul123#]

Thanks for the response. So in my example will the spend of 75k count for the milestone? And I will receive net 5% cashback on the 75k of scan and pay?

Yup it will count in the milestone benefit and you will receive the net 5 percent cashback after completing the spend of 1.5 lakhs

 

[vchouksey80]

Hi guys, any idea if Yes Bank Kiwi card fetch CB for Zudio shopping?

 

[Anindya98]

Hi guys, any idea if Yes Bank Kiwi card fetch CB for Zudio shopping?

Yes, if you scan & pay, it will give you 2% else for upi .5%

 

[vchouksey80]

Yes, if you scan & pay, it will give you 2% else for upi .5%

Yes, thanks buddy, today I used it in Zudio and D-Mart, I have received 2% cb for both transactions

 

[Salman925492]

"Hi guys, I'm facing problems after updating my mobile number in the Kiwi app."

"I was rejected twice for this card, so I got it using my brother's credentials."

"I applied, and it was approved."

"He was a government employee, so he got it easily."

"Actually, I wanted the card, so I used it from his phone only. After two months, I tried to update my mobile number on it."

"Just yesterday, while trying to change my mobile number from the profile section, it showed that we can only change the mobile number three times. It also stated that the mobile number being changed to should be available on the device. So, I inserted my SIM card into his phone."

"After the update, the Kiwi app automatically logged out."

"Then, I logged in with my new number. After logging in, it showed:

'What's Changed:

Card details: We've issued a new card. Your card update is complete! For secure payments, please set your MPIN.'"

"Whenever I tried to set up the MPIN, it took me to select the bank that issued the Kiwi credit card. When I tapped on YES BANK again, it showed an error: 'No bank account linked with this bank. Restart UPI Activation.'"

"So, I tried to log back in from my brother's mobile number, but now it's showing: 'USER ACCOUNT DELETED.'

What should I do now? I have already raised a ticket on the Kiwi app."