Rewards on Yes bank Kiwi CC above 1.5 lac?

[sukumush]

I have done 1.5 lac worth of transactions eligible for 5% reward on my Yes bank Kiwi CC, and will be receiving the 5% cashback by end of this month. Will i continue to get 5% cashback on transactions above 1.5 lac or just the base 2%?

 

[Buttman]

Extra discounts (3% - 5%) takes online spends (other than scan & pay through Kiwi app) into consideration as well.

That’s great. And what’s not eligible for milestone? Couldn’t find anything about insurance in tnc

 

[sukumush]

That’s great. And what’s not eligible for milestone? Couldn’t find anything about insurance in tnc

Insurance is not eligible for both normal and milestone rewards. Also, these spends are not eligible (see attached image)

 

[Sobirvs]

Extra discounts (3% - 5%) takes online spends (other than scan & pay through Kiwi app) into consideration as well.

I don't get one thing... why "ineligible" trxns are getting subtracted from gross spends? They aren't included in pay/scan and online trxns, then why subtract? our net spends shd be scan&pay+online-refunds = net spend no????

 

[sukumush]

I don't get one thing... why "ineligible" trxns are getting subtracted from gross spends? They aren't included in pay/scan and online trxns, then why subtract? our net spends shd be scan&pay+online-refunds = net spend no????

Scan & pay and online spend might include ineligible spends as well so eligible spends will be (scan & pay + online)(includes ineligible spends) - ineligible spends

 

[Sobirvs]

Scan & pay and online spend might include ineligible spends as well so eligible spends will be (scan & pay + online)(includes ineligible spends) - ineligible spends

that's the prob, my ineligible trxn is not included in scan/pay and online... that's my prob.

 

[bhauka11]

Insurance is not eligible for both normal and milestone rewards. Also, these spends are not eligible (see attached image)

Slightly off topic,

I wanted to know if anyone has any idea how to apply for kiwi credit card if it was rejected previously and cooling period of 3 months is over now??

No option in Kiwi app to apply again..