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Offer Fulfilled! Fastest Way to Get a Federal Bank Core Credit Card – No Verification, VKYC, or Pre-Approved Offers Needed!

The offer has been fulfilled by the bank/company.
Easiest Way to Get a Federal Bank Core Credit Card New

Anindya98

TF Legend
VIP Lounge
Federal Bank is aggressively issuing core credit cards, making them easier to get with decent limits. However, getting a limit enhancement (LE) is tough and takes time.

I started my journey with Federal in Nov 2021 with a Fi Account, later adding Jupiter in Jan 2022. I used Fi actively until July 2023 before switching to IDFC. After that, Fi became a secondary account. Jupiter is also active.

Seeing SnowLucifer's post, I considered applying, but my Scapia card application was rejected in early March, leaving me unsure. After discussing it with @BeingIncog, I decided to try.

Applied on March 28:
✅ Uploaded my last 3 months' bank statement
✅ Choose Visa as the preferred network (no variant selection)
✅ If pre-approved, the bank statement step is skipped

The application number was generated, but no VKYC or verification call. I assumed it would be rejected like Scapia, but to my surprise, it got approved for Federal Signet with ₹75K! 🎉. It took a maximum of 2 hours to get approved.

Timeline:
📅 28th March – Applied & Approved Same Day
📦 29th March – Dispatched
📬 2nd April – Delivered


Now, I'm seeing the Wave Rupay card offer in the Federal App.

Any suggestions on how to get the Scapia card now? Also, an interesting point—there was no CIBIL hit this time, but during Scapia, there was.

Share your journey on how you got your Federal card and if this thread helped you in getting one! 🚀

Federal Bank Credit Card Comparison

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Applied with 2 Bank Statements at 2AM today , got the option to choose network only and Reference No was generated. I hold Fi Prime SBA too but did not upload statement of it.
Whats the ETA of Federal generally as there is no option to track the status of the application.
Same Process.
I got the update within 3 hours of applying for the card.
Existing relationship Fi & Jupiter SB uploaded IDFC Statement.
 
did you get options to select card while applying ?
i dont know if it was this thread or anything other(remember reading that via some link, I cannot select any card but just apply and upload statement) ... but didn't select any card or variant... just tried once with granting access to savings account statement and it timed out.. 2nd time downloaded a PDF, and uploaded and it went through.
Already have a savings account with a 5k RD running and a locker with them.

Earlier when I tried for celeste card, it was rejected.. Spoke with the BM and he said I already have too many CCs and hence its being rejected. Nothing changed since then to now and infact 2-3 cards added but still it got approved.

EDIT: No cibil hit
 
i dont know if it was this thread or anything other(remember reading that via some link, I cannot select any card but just apply and upload statement) ... but didn't select any card or variant... just tried once with granting access to savings account statement and it timed out.. 2nd time downloaded a PDF, and uploaded and it went through.
Already have a savings account with a 5k RD running and a locker with them.

Earlier when I tried for celeste card, it was rejected.. Spoke with the BM and he said I already have too many CCs and hence its being rejected. Nothing changed since then to now and infact 2-3 cards added but still it got approved.

EDIT: No cibil hit
I haven’t got any enquiry notification from CIBIL as of now , lets see how it goes.
 
I have jupiter account and no other relationship with Federal. Still I get the message 'not eligible as per bank's Co-branded card policy' whenever I tey to apply for Scapia card. Now contemplating about getting a core Federal bank cc (celesta) and apply for Scapia after a few months
The same thing happened to me—they rejected my Scapia application on March 9th, even after I received a pre-approved invite to apply. But now, I’ve received the Core card without any CIBIL check or verification. Scapia had done a CIBIL inquiry on March 9th.
 
The same thing happened to me—they rejected my Scapia application on March 9th, even after I received a pre-approved invite to apply. But now, I’ve received the Core card without any CIBIL check or verification. Scapia had done a CIBIL inquiry on March 9th.
BC card choose tak bhi nahi poachne diya phele hi reject kar diya
 

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For Self-employed ITR works, there is no need for Salary Slips. Just share your last 3 years of ITR.
ITR 23-24 ki 1.91L & 24-25 ki 2.5L hai bus kabhi ispar incriment na de toh mai salary slip ka jugaad kar sakta hu agar uspar limit increase milta ho toh. vaise abhi maine axis (limit 90k) mein ITR di hai dekho 5 working days ka time diya hai. aap bata do kitne ki pay slip honi chaiye 1.5L-2L ki limit k liye please
 
ITR 23-24 ki 1.91L & 24-25 ki 2.5L hai bus kabhi ispar incriment na de toh mai salary slip ka jugaad kar sakta hu agar uspar limit increase milta ho toh. vaise abhi maine axis (limit 90k) mein ITR di hai dekho 5 working days ka time diya hai. aap bata do kitne ki pay slip honi chaiye 1.5L-2L ki limit k liye please
1.5L da do, they might ask for the Bank statement also. Showing the salary credit.
 
Federal Bank is aggressively issuing core credit cards, making them easier to get with decent limits. However, getting a limit enhancement (LE) is tough and takes time.

I started my journey with Federal in Nov 2021 with a Fi Account, later adding Jupiter in Jan 2022. I used Fi actively until July 2023 before switching to IDFC. After that, Fi became a secondary account. Jupiter is also active.

Seeing SnowLucifer's post, I considered applying, but my Scapia card application was rejected in early March, leaving me unsure. After discussing it with @BeingIncog, I decided to try.

Applied on March 28:
✅ Uploaded my last 3 months' bank statement
✅ Choose Visa as the preferred network (no variant selection)
✅ If pre-approved, the bank statement step is skipped

The application number was generated, but no VKYC or verification call. I assumed it would be rejected like Scapia, but to my surprise, it got approved for Federal Signet with ₹75K! 🎉. It took a maximum of 2 hours to get approved.

Timeline:
📅 28th March – Applied & Approved Same Day
📦 29th March – Dispatched
📬 2nd April – Delivered


Now, I'm seeing the Wave Rupay card offer in the Federal App.

Any suggestions on how to get the Scapia card now? Also, an interesting point—there was no CIBIL hit this time, but during Scapia, there was.

Share your journey on how you got your Federal card and if this thread helped you in getting one! 🚀

Federal Bank Credit Card Comparison

View attachment 89011 View attachment 89010
I have a Celesta card, got that in 2022, maybe. They just asked me if I am using any other card, and I filled in the details of my HDFC card, which has a limit of almost 7 lakhs. Instantly, the card was approved with the same limit, no VKYC. Perhaps it was because I was a Fi customer. And Scapia was rejected on the basis that I already had a FEDERAL card.
 
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