BoB offers free Rupay Select Debit Card but with no way to apply for it

[spatone]

Got a call today from BoB Relationship Management Team (They called themselves, Team Amit or Team Amey) trying to tell me the benefits of my BoB Shine account and told me that it comes with Free Rupay Select Debit card.

I told them the branch has repeatedly refused to entertain the request and instead transfers the request to BoB Cards for reasons best known to them.

Was transferred to their Debit Card team that tried to guide me on how to apply for a Rupay Debit Card online only to finally agree with me that their portal is showing VISA, MC and Rupay Platinum Debit Cards and not the Rupay Select one despite me being a Shine Customer. They asked me to visit branch after wasting 20 mins of my time.

Reading up the account classifications online also tells me that a Shine customer is eligible for a Select Debit Card.

But I gave up trying to make them understand the difference between Select and Platinum and why I want the Select one only.

Anyone has any idea of dealing with this that doesn't involve visiting branches multiple times?

 

[6ix9ine]

Well, website says it’s free for SHINE customers.

But does it really make sense to keep ₹20L just for a free Select RuPay card? If I were you, I’d downgrade the account to BOB Super Savings (MAB: ₹20K) and apply for the Select card separately.

It’s free for the first year, and then ₹500 + GST as an annual fee.

I would save a lot of money this way and put that ₹20L somewhere else.

And no, even after putting ₹20L, if you were asked for branch visit then I would straight close the account.

 

[Sourabh_13]

Those Team Amit/Amey/Etc. be like:

I guide others to a treasure no one can possess.

 

[Bhauka23]

Well, website says it’s free for SHINE customers.

But does it really make sense to keep ₹20L just for a free Select RuPay card? If I were you, I’d downgrade the account to BOB Super Savings (MAB: ₹20K) and apply for the Select card separately.

It’s free for the first year, and then ₹500 + GST as an annual fee.

I would save a lot of money this way and put that ₹20L somewhere else.

And no, even after putting ₹20L, if you were asked for branch visit then I would straight close the account.

Can I convert my my BOB advantage account to BOB Super savings account online??

Or do I have to visit branch?

 

[6ix9ine]

Can I convert my my BOB advantage account to BOB Super savings account online??

Or do I have to visit branch?

You have to visit branch

 

[Bhauka23]

You have to visit branch

Is there any code for this account variant or I just need to tell them that I want to convert it to Super Savings?

 

[6ix9ine]

Is there any code for this account variant or I just need to tell them that I want to convert it to Super Savings?

If you would like to tell them, here it is: SB117

 

[Anindya98]

Got a call today from BoB Relationship Management Team (They called themselves, Team Amit or Team Amey) trying to tell me the benefits of my BoB Shine account and told me that it comes with Free Rupay Select Debit card.

I told them the branch has repeatedly refused to entertain the request and instead transfers the request to BoB Cards for reasons best known to them.

Was transferred to their Debit Card team that tried to guide me on how to apply for a Rupay Debit Card online only to finally agree with me that their portal is showing VISA, MC and Rupay Platinum Debit Cards and not the Rupay Select one despite me being a Shine Customer. They asked me to visit branch after wasting 20 mins of my time.

Reading up the account classifications online also tells me that a Shine customer is eligible for a Select Debit Card.

But I gave up trying to make them understand the difference between Select and Platinum and why I want the Select one only.

Anyone has any idea of dealing with this that doesn't involve visiting branches multiple times?

Get it downgraded to BOB Super Savings and enjoy the RSDC FYF.

 

[spatone]

Well, website says it’s free for SHINE customers.

But does it really make sense to keep ₹20L just for a free Select RuPay card? If I were you, I’d downgrade the account to BOB Super Savings (MAB: ₹20K) and apply for the Select card separately.

It’s free for the first year, and then ₹500 + GST as an annual fee.

I would save a lot of money this way and put that ₹20L somewhere else.

And no, even after putting ₹20L, if you were asked for branch visit then I would straight close the account.

Get it downgraded to BOB Super Savings and enjoy the RSDC FYF.

Thanks, the balance is maintained as the amount is linked to a Home Loan and I am not paying anything extra for it. I get charged zero interest rate for that loan due to loan amount being funded by Savings Account. Thus this acts as Emergency Corpus for me.

Just wanted to a RSDC against Emergency Corpus. (It already got me a LTF Eterna Rupay, when I had only applied for Premiere).