Cibil score issue

[asifehkd43]

Hii, my CIBIL score is 705, I have 2 active account (Emi are getting paid on time), 3 additional loan account, loan repaid for those 3 also on time, out of this 3 , one account is reported in Cibil and marked as closed, but he other two not yet reported in Cibil as of now. (Will be also reported in Cibil and marked closed in next 15 days).

No delay payment
Credit account age 1 month
29 enquiries
Zero credit card.

My target is to increase cibil score to 750 plus. What should I do what should I avoid?

 

[NABNAB is verified member.]

1 month, 29, enquiries.
3 closed accounts and 2 active accounts.
Give it some time.
You will have to wait for a while now.

Better try to get some enquiries removed.

 

[s1t2y3a3m6]

Credit account age 1 month
29 enquiries

First remove enquiries as much as possible

My target is to increase cibil score to 750 plus. What should I do what should I avoid?

Apply a fd card
Don't do any new enquiry further for next 8 months

 

[GTSaketh]

If you can afford a FD, get an FD card. There are so many options like Supermoney, Kotak dream different, IDFC wow.

Else just pay your EMI's on time and Meanwhile just don't do any enquiries anymore. 29 enquiries in a month is a lot.

Also Open an account in banks like Axis, HDFC or Icici for pre approved offers