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krishc
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  • AU Cardholders - have your CIBIL entries been updated by AU Bank post 31/05/24 ?
    It's been a month since June End but they haven't updated for me yet, before it used to happen in 15-16 days !!
    • Hehe
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    Sudip
    Sudip
    I've card since December 2023 and Au bank card is not seen in CIBIL report.
    Didn't bother later thinking over-leverage won't happen since my overall credit limit might be less and I can apply other cards. Am I thinking right?
    akshayhs
    akshayhs
    Edit: Updated last on 31/05 for me
    krishc
    krishc
    @Sudip IMO it's better to keep banks records in CIBIL as correct as possible. You never know what kind of a*spull they might do to ruin your score.
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    Is it possible to convert a paid card into LTF if it was applied through CashKaro with high bonuses?? Having this doubt if banks really treat cardholders acquired from these sources differently than those acquired from their own network??
    RBI imposes fine on all 4 credit bureaus: CIBIL,Equifax,Experian & CRIF

    #RBI states that credit information data maintained by the 4 bureaus was not accurate or complete.

    “Even after complaints received from borrowers,information was not corrected even after 30 days rule”
    Is there any way to open the Standard Chartered Basic Savings account online ?
    DrSaichand
    DrSaichand
    Basic SB Acc. NO. And Saving account Yes, drop in a query in their website and they will call you back and after the call they will send you a link on your email to complete vkyc.
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    DrSaichand
    DrSaichand
    . I opened it that way and its been a year. But trust me its not worth it as min. 25,000 is required to be kept in your account all the time and services are okish. For that same 25,000 MAB you will get great accounts in HDFC, IndusInd & Axis. Also branch network is too small
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    Consultant
    Consultant
    If I may ask, why are your considering SC ? Ultimate in any way is a paid card. They will never offer it for free. Any other reasons?
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