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  1. krishc

    How I Successfully Upgraded My Airtel Axis Bank Credit Card from Mastercard to RuPay Variant

    If I were to convert MC airtel to RuPay, what is the added benefit?
  2. krishc

    Need Verified Method: Credit Card Bill Payment via Millennia Debit Card

    you can load amazon pay balance with it and pay via billdesk. reward rate is 1% and max 400 per month per card. so effectively 40k you can pay via this method. however be warned that some banks don't accept payment via amazon pay wallet UPI (e.g. 🪓 s, SBI). the following banks do accept (used...
  3. krishc

    HSBC Enters the Game – Accelerated Rewards Travel Portal Now Live!

    I don't want cash I want to book flights with it
  4. krishc

    HSBC Enters the Game – Accelerated Rewards Travel Portal Now Live!

    as per the main post of this thread, TravelOne and Premier both rewards points ought to have 1re value per point, if it's the 31p then the effective rewards rate would be 5% instead of 16% 🧐🧐
  5. krishc

    HSBC Enters the Game – Accelerated Rewards Travel Portal Now Live!

    Does anyone here have direct link to HSBC Rewards Travel with Points portal ? Everytime I try to open from their bullshit app, it shows me logged out and NetBanking is re-directing to download the bogus app again.
  6. krishc

    HSBC travel rewards portal never opens for me even after following their guide and clicking...

    HSBC travel rewards portal never opens for me even after following their guide and clicking redeem reward points from the app, it always opens and says logged out. Anyone knows any remedy to this ? Most infuriating part is that they don't have any online version of this that you can try from...
  7. krishc

    New ICICI MakeMyTrip card on Mastercard and Rupay network Launched (Old Cards Discontinued)

    you mean you got the same old MMT Signature Visa on renewal ?
  8. krishc

    EPFO 3.0 to allow employees to increase contribution, ATM Card, Revamped Pension Scheme

    yeah it should but it hasn't been credited for many including me hearing that it is based on which branch is handling your account some branch babus forget they've a job to do
  9. krishc

    EPFO 3.0 to allow employees to increase contribution, ATM Card, Revamped Pension Scheme

    I'm also planning to withdraw 75% when new rules are implemented but will wait until interest for FY2324 and FY2425 are credited.
  10. krishc

    EPFO 3.0 to allow employees to increase contribution, ATM Card, Revamped Pension Scheme

    Mandatory 25% minimum balance: Members must keep at least 25% of their EPF balance untouched to maintain long-term savings and earn interest. this point is concerning me
  11. krishc

    GLOBAL Fintech Festival 2025 (GFF 2025)

    is this prepaid card or wallet based ?
  12. krishc

    Closure of AU SF account

    they can't ever make your savings account balance negative
  13. krishc

    SBI Card PhonePe SBI Card – CVP new SBI CC launching

    Today I applied via sprint, after completing Aadhar verification and just before vkyc, got rejection due to internal policy. Funny thing is if I try to track the application using the tracking number given, it successfully verifies mobile with OTP but then says wrong application number. Crazy IT...
  14. krishc

    All banks URL will change to *.bank.in by 31st Oct 2025.

    I'm still getting .sbi old domain
  15. krishc

    Jupiter Edge Plus Card Review

    10% cashback on e-Comms is via normal card+OTP txn, I assume, or anyone getting with UPI as well ?
  16. krishc

    SBI Card PhonePe SBI Card – CVP new SBI CC launching

    planning to apply today 🫠 what is the preferred route - Sprint or PhonePe app ?
  17. krishc

    Jupiter RuPay Credit Card - 10% CB on shopping, 5% on Travel, 3% on Grocery(N/A), <s>2% </s>1%on other spend

    Amazon prime voucher without buying OneAssist annual subscription?
  18. krishc

    Axis Bank Liberty Savings Account Benefits

    In money manager, from last 2 months, proportion of CRED txn being detected as CC bill payment are progressively higher. This month it is almost accurate. Liberty hayday seems to be over.
  19. krishc

    Jupiter RuPay Credit Card - 10% CB on shopping, 5% on Travel, 3% on Grocery(N/A), <s>2% </s>1%on other spend

    Assuming they charged you joining fee !? Any pitfalls to be aware of in your experience?
  20. krishc

    Closure of AU SF account

    I had tried visiting branch and closing account - however branch people behaved like sarkari babus. Hence cleared out the account and they have been deducting 590 every month for 4-5 months. It's now a social experiment for me to see how long they wait before they themselves beg me to close it.
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